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MonarchShawn McElderry

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How Do Down Payment Assistance Programs Work?

How Do Down Payment Assistance Programs Work?

Down payment assistance programs were created to make homebuying more affordable but how exactly do they work? Nearly half of Americans say the down payment is the hardest part of buying a home. There are a lot of low down payment options such as VA loans and FHA, but...

Is a 20% Down Payment Really the Best?

Is a 20% Down Payment Really the Best?

A common question for home buyers is how much should they put down on a house? But it really depends on the buyer, current financial situations, and credit history. Not every situation works for every mortgage option. If you're a buyer with a lot of money saved up but...