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3 Extremely Important Things You Should Know About the Housing Market
The housing market is always a hot topic, especially if you're planning on buying or selling. But, it can be a bit confusing to understand what's really going on out there with home prices, the real estate market, and interest rates. Here are three really important...
How to Determine Fair Market Value
One of the key questions that potential sellers typically ask an agent is, “What is the market value of my home?” Determining fair market value requires experience, knowledge, and honesty in finding accurate comparable sales. In answering this question, I attempt to...
How to Get Out of the YGRENE HERO-PACE Loan
YGRENE is the same PACE program for Northern California homes whereas the HERO home loan is for Southern California. Both are similar programs but it's important to understand each and how to get out of it if you have gotten yourself into one thinking it will...
Do Reverse Mortgages Put People at Risk for Losing Their Home?
Often referred to as America's most hated home loan, reverse mortgages are actually making a comeback and they're not as risky as a lot of people think they are. There's a lot of common misconceptions about a reverse mortgage, the main one being the fear of losing the...
Will My Credit Score Affect My Chances of Getting a Home Loan?
A lot of us think that that credit score, that end-all/a be-all number is really the deciding factor on whether or not we can get a loan. Any loan or for that matter be it a car loan, student loan, appliance loan, or financing just about anything, but that score, that...