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Shawn McElderry
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shawn.mcelderry@monarchwealth.com
Are We at the Top of the Real Estate Market?
I've spoken to a few clients these days and a lot of them have asked about the subprime mortgage bust in 2007 and 2008 and a lot are wondering are we at the top of our real estate market now? Are we going to start heading downward and are things looking bleak for the...
How a Bank Statement Mortgage Works
For self-employed individuals, a bank statement home loan may be the best thing since sliced bread. Instead of using W-2's and tax returns, which most loans rely on, a bank statement loan uses the money you deposit into your bank account each month as proof of income....
Secrets to a Real Estate Appraisal
Too many buyers, sellers, and even agents out there assume too many things about the real estate appraisal. They assume it's an "average" price, or maybe they can look up comparables and a "price per square foot"... but that's not really the case at all. Let's talk...
Mortgage for Self-Employed Borrowers
Introducing the 24 Month Bank Statement Loans For Self Employed Borrowers Self-employed borrowers rejoice! There are now bank statement loans for self-employed borrowers with no lender overlays on government and conventional loans. So what does this mean for...
How Much Money Goes To the Economy With a Home Purchase?
Did you know that real estate makes a huge impact on the economy? When a home is sold, it's a paycheck for so many people involved in just one real estate transaction. And often, sellers who sell their home will naturally buy another one, starting the process all over...