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Shawn McElderry
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Signs You’re Ready to Become a Homeowner
A common question among our future clients is when they will be ready to buy their first home and become a homeowner. With constantly changing interest rates and home prices, keeping up can be daunting. The great news is, there are a few signs that you're ready to buy...
Prepare to Buy a Home with These Mortgage Tips
Are you hoping to buy a home this year or next? The more intentionally you prepare, the better your experience is likely to be and we have some great mortgage tips to help you prep. Qualifying for a mortgage might seem daunting, but we can walk with you every step of...
Which is Better: Fixed Rate or ARM?
If you're planning to buy a home, you may be deciding between all of your options and weighing if a fixed rate or an ARM is a better option. When you choose a lender like us, with multiple solutions for our diverse borrowers, you may have a bit of analysis paralysis...
Why a Cash Flow Mortgage is Better than Using Home Equity to Invest
Smart investment-minded individuals are always looking for ways to invest in a new property, and surprisingly a cash flow mortgage might be the best option for you! If you're looking for creative financing solutions to buy a rental property in Southern California, you...
Stated Income Loan Applications are Easier Than You Think
When you realize a traditional mortgage isn't the right fit for you, considering non-QM loans can be daunting. If you're not familiar with them, it may seem overwhelming, but it doesn't need to be. Actually, applying for a stated income loan is simpler than almost any...