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Mortgage for Self-Employed Borrowers
Introducing the 24 Month Bank Statement Loans For Self Employed Borrowers Self-employed borrowers rejoice! There are now bank statement loans for self-employed borrowers with no lender overlays on government and conventional loans. So what does this mean for...
How Much Money Goes To the Economy With a Home Purchase?
Did you know that real estate makes a huge impact on the economy? When a home is sold, it's a paycheck for so many people involved in just one real estate transaction. And often, sellers who sell their home will naturally buy another one, starting the process all over...
Hidden Things That Can Ruin Your Credit Score
Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...
Will My Student Loan Affect My Chances of Getting a Home Loan?
You may have heard the term "good debt" and "bad debt". Good debt is typically a mortgage payment, car loan, and student loans; loans that have a consistent monthly payment and help build credit. Bad debt is considered revolving credit cards or excessive loans with...
When Does it Make Sense to Refinance?
A lot of clients come to me lately about a refinance. Is it a smart time to do a refinance and what kind of rates should you expect from a refinance right now? Sometimes the decision to refinance is based on a lot of different factors including interest rates, your...