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Shawn McElderry
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New Changes to FHA Could Save Buyers Thousands
The FHA (Federal Housing Administration) made some serious changes that went into effect October 4, 2016. These new rules will affect borrowers by potentially saving them thousands but there are some downsides to the new rules. Borrowers are likely to save thousands...
Are Interest Rates Higher for Condominiums?
If you're in the real estate market you might be considering a condominium or townhouse over a single-family house in order to save some money, but are you really saving any money by purchasing a condo when it comes to interest rates and additional fees? Condominiums...
How Long Will a Bankruptcy or Foreclosure Keep Me From Buying a Home?
This is a common question for many potential homebuyers: how long will a bankruptcy keep them from buying a home or how long after a foreclosure can a borrower apply for a home loan? Both of these situations are very unique and different in and of themselves. A...
Refinancing After Mortgage Modification
Refinancing after a mortgage modification is something we get asked about quite frequently. Those that have had a modification to their mortgage have usually done so because they've proven to the lender they've gone through a financial hardship and can no longer make...
Can I Still Buy a Home With Bad Credit?
Bad credit. It can follow you around for years, even after you've done everything possible to correct certain mistakes, errors, or even lapses in judgment. We've all done it! Put something on credit when we know we should have held off or missed a payment or two. But...