Home Tap and other equity-sharing agreements have become popular in California, especially among homeowners who own luxury homes but don’t have the liquid assets to renovate or remodel they way they would like. These programs offer upfront cash in exchange for a...
When you own a luxury home in Malibu, traditional mortgage lending isn’t always the right fit. If you own a luxury property or invest in high-end real estate in Southern California, you know that the opportunities are amazing but the challenges are unique. Savvy...
Should You Refinance in 2023? – The refinancing storm of the past few years has calmed down significantly as the FED has raised the federal funds rate, but that doesn’t mean your opportunity to refinance has necessarily passed. There are still some people...
Refinancing as a self-employed person might seem out of reach. Without typical proof of income or tax returns to prove to your lender that you can afford your home, qualifying for a traditional mortgage refinance is tricky. But that doesn’t mean you can’t...
Right Now is a Great Time to Refinance Investment Properties – The historically record-breaking low-interest rates over the last year and a half have sent homeowners to seek out loan products in larger numbers than previous years. One group that could...
The large mortgage backing entities of Fannie Mae and Freddie Mac are dropping a fee on mortgage refinances that was instituted during the pandemic at the end of 2020. Dropping this fee is lowering the cost for borrowers to take out a refinance mortgage loan on...