A lot of clients come to me lately about a refinance. Is it a smart time to do a refinance and what kind of rates should you expect from a refinance right now? Sometimes the decision to refinance is based on a lot of different factors including interest rates, your...
Government program! We can help you! Low income and no credit check – No problem! Almost sounds too good to be true, and then you discover that it is. Known as the Pace program, this increasingly popular form of home improvement financing is designed to help...
Breaking off a marriage or relationship is never easy but when you have a house and a mortgage on top of that, it can be even more complicated. If you’ve purchased the house together it’s not as easy as simply walking away. Regardless of whether the...
There are two types of refinancing out there, the rate and term financing or cash-out refinancing. These are really the two reasons someone would refinance. Either you want a lower rate to save money on your monthly mortgage payment and better terms or you’re...
I spoke to a couple this week that was toying with the idea of refinancing. They currently have a 30-year loan with about $250,000 left to pay. They haven’t refinanced for a few years and were trying to save up enough to remodel their kitchen. They’ve been...
Well, here we are, already into the month of May. Taxes are done and out of the way and now you might be thinking about refinancing or even buying another home. If a new mortgage or home loan is on the horizon for 2018, here are some things you can do now to set...