How Many Smoke Detectors and CO Alarms Should a House Have?

How many smoke detectors and CO detectors should a home have, and where should they be located in order to pass appraisal? This is a very common question and we've been getting a lot of them lately, specifically because homeowners may not understand what they need for an appraisal and because their home is not up to code, need to pay an additional $100-$200 for an appraiser to revisit the home once the proper detectors are in place. So, I thought I would do a post about where these detectors should be located in a home and how many [...]

Can I Still Buy a House with Low Income?

I love, LOVE talking to people wanting to buy a house, and especially for the first time. I love problem-solving and figuring out solutions that will really work for my clients, and not just immediate but for the future too.  I want all my clients, whether they are ready to buy now or not, to start now with great steps to be a homeowner in the next 3 months, 6 months or year. That's what I do! Not just provide you with the right loan for now, but help you plan and take steps that will help you be a [...]

Should You Pay Off Your Mortgage As Quickly as Possible?

This has been an interesting topic as of late. I've seen articles and questions roaming around asking, 'if you're wealthy, shouldn't you just pay off your mortgage?' and such... but is it always a good idea to pay off your mortgage as fast as possible or should you leverage your home as long as you can? The theory of paying off your mortgage and 'home debt' sounds like a great plan, right? But there are many reasons why you may not want to do so. Many wealthy people make their money work for them and this means figuring out the cost [...]

How To Appeal Your Property Tax Bill

Appeal Your Property Tax Bill the Smart Way Has the Value of your home decreased—but your property taxes have not? When property values go up, the assessor’s office had no problem raising your taxes, right!?! So why are they reluctant to decrease your taxes? Because they need the money, too! It's not a easy process, but there are usually laws in place when it comes to how property is valued and what steps you need to take to dispute the assessed value of your home and get your property taxes reduced. 1. Timing is Everything: After you receive your assessment notice OR tax [...]

Think Twice Before You Lease Solar Panels for Your Home

Think Twice Before You Lease Solar Panels for Your Home! "Going Green” is a hot topic across the country. Home owners and home buyers need to consider the many factors below, before committing to solar panels for your home. A recent study has shown that solar panels can potentially add up to $15,000 in value to your home's appraisal price. BUT—AND THIS IS A BIG BUT—This additional value must be offset by the $20,000 to $30,000 you will spend for the panels. AFTER YOU DO THE MATH, YOU MAY HAVE TO ASK YOURSELF: “IS THIS REALLY A GOOD INVESTMENT?” Unless you [...]

Pin It on Pinterest

Be Smart! Get Daily Info on the Economy & How it Effects your Mortgage Rate!

Don't Miss Out!

You have Successfully Subscribed!