What Not to Do After Mortgage Pre-Approval

What Not to Do After Mortgage Pre-Approval

  Getting pre-approved for a loan should be the first and is the best step you can take in your home buying process. Before even looking at homes, you should talk to a mortgage broker or lender to see what your options are. A pre-approval tells you what a bank is...
What is a HELOC? Pros and Cons

What is a HELOC? Pros and Cons

Since the beginning of the COVID-19 pandemic, more people have been looking into different ways to cut their cost of living to meet their income. One of the most common ways is to find a solution with their home. A significantly large number of people have been...
Your Credit Score and Your Mortgage

Your Credit Score and Your Mortgage

One of the biggest inquiries home buyers have about applying for a mortgage is how their personal credit score will affect or determine their ability to qualify, because an applicant’s credit, or FICO score, is a key determining factor.  In general, the mortgage...

Hidden Things That Can Ruin Your Credit Score

Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...