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Shawn McElderry
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How to Buy a Second Home in California Without Selling Your First
If you’re looking at buying a second home in Palm Springs or San Diego this year, the old playbook is officially obsolete. Between the 2026 property tax reassessments and an insurance market that feels like a hostage situation, the "sticker price" of a second home is...
Bridge Loans Explained for California Move-Up Buyers
Have you heard of bridge loans? If you’re trying to buy a house in a market like the Bay Area or LA right now, you already know the nightmare scenario. You find the perfect house, the one with the extra bedroom and the yard you’ve been dreaming of, but you can’t pull...
How Interest-Only Mortgages Work for Luxury Home Buyers
When you're playing in the seven-figure real estate market, the standard 30-year fixed mortgage often feels like a blunt instrument. Traditional borrowers are usually focused on building equity as fast as possible, but for the affluent buyer, the math is different,...
What Credit Score Do You Really Need for a Jumbo Loan in 2026?
So, you’re looking at a luxury or high-end home, and suddenly someone drops the term jumbo loan, don’t freak out. It’s basically a mortgage that’s bigger than what Fannie Mae and Freddie Mac will back. If your home is in a pricey area like California or New York, or...
How High-Income W-2 Buyers Can Compete With Cash Offers in California
California’s housing market? Man, it’s insane. Prices are sky-high, competition is brutal, and yes, cash buyers usually have the leg up. Sellers love them because things close fast and there aren’t a ton of financing hoops. But if you’re a W-2 buyer making good money,...


Kory Jackson
Shawn McElderry