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Shawn McElderry
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Jumbo Loans Without W-2s: Buying a Luxury Home in Southern California
Southern California’s luxury real estate market is one of the most competitive and desirable in the world. From Malibu beachfront estates to Beverly Hills mansions and Orange County villas, buyers often need jumbo loans to finance these high-value properties. So what...
Self-Employed Home Loan Options: Mortgages Without Tax Returns
If you’re self-employed and looking to buy a home, you’ve probably already discovered how challenging it can be to qualify for a traditional mortgage. Standard lenders often rely heavily on W-2s and tax returns to verify income, and in many cases that just doesn't...
What Is a Non-QM Loan and Who Actually Benefits from One?
If you’ve been searching for jumbo cash-out refinancing in California, exploring a jumbo loan refinance to pay off a Home Tap loan, or comparing jumbo mortgage refinance rates in California, you’re in the world where Non-QM loans (Non-Qualified Mortgage) solutions...
Self-Employed Home Loans in California: Your Bank Statement & Jumbo Mortgage Options
If you’re searching for home loans in California and you are self-employed, you already know that getting approved through a traditional bank isn’t always easy. Many entrepreneurs, freelancers, and investors run profitable businesses but are still denied for a...
How to Refinance and Get Out of a Home Tap Loan in California
Home Tap and other equity-sharing agreements have become popular in California, especially among homeowners who own luxury homes but don't have the liquid assets to renovate or remodel they way they would like. These programs offer upfront cash in exchange for a share...