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Martin Wilson Realty One Group
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UNITED TAX SERVICE
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Shawn McElderry
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How to Buy Your Dream Home in Southern California with a Non-QM Jumbo Loan
Buying a home in Southern California can feel overwhelming, especially if you’re self-employed or don’t fit the traditional mortgage mold. With high home values and strict lending guidelines, many qualified buyers believe they must delay homeownership for years or...
What Is DROP, and Why California Homebuyers and Homeowners Should Care
Have you heard of DROP in California? When you apply for a mortgage, refinance your home, or even begin researching homeownership, you share a significant amount of personal information. Income details, addresses, family information, and financial records all become...
What Does Not Qualify for Keeping the Old Tax Base
Understanding tax base is crucial this time of year and with California property taxes it can feel confusing — especially when family transfers, inherited homes, or long-held properties are involved. On top of the emotions of a transition in the family or even grief,...
Breaking the W-2 Myth: Modern Income, Modern Mortgages
For many high-income earners, the traditional mortgage process can feel like a square peg in a round hole. We live in a world where many of the most successful people we work with don't have a traditional income source, or they have multiple streams of income that add...
Why Non-QM Loans Are the Hidden Shortcut for Entrepreneurs Who Want to Buy in 2026
If you’re self-employed, run a business, or earn income from multiple streams, you already know how complicated financial documentation can be, this is where non-qm loans come in. For entrepreneurs in Southern California, some financial goals feel out of reach because...

Kory Jackson
Shawn McElderry