Can I Refinance if I’m Self Employed?
The stated income home loans or self-employment home loans are a great option for anyone that is self-employed but I’ve been asked a lot frequently if self-employed individuals can refinance under this type of loan. Sometimes qualifying for a mortgage can be...YOU MAY BE A WINNER! And Other Ridiculous Bank Adverts
I’m sure you’ve gotten them in the mail, those advertisements and marketing ploys that say you may already be a winner or you may already be qualified yada yada. How do they know if you’re a winner or if you’re qualified? Well, they...
What Are Some Low Down Payment Mortgage Options?
For first-time homebuyers or those with not a lot of down payment, you might be looking for options for a mortgage. Are there options that provide either zero or low down payment alternatives? If you can’t come up with a 10% or 20% down payment, as most...VA Loans Extremely Beneficial to Military
One of the biggest concerns for the military now in California is the question of affordability. Some people have bought into the myth that the VA loan limit in California is far less than the median price of a home This thought actually is really just a myth. The...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.