Keeping Your Mortgage Approval Approved!

Keeping Your Mortgage Approval Approved!

The last thing any buyer wants is to have their financing fall through before they closed on a new house. It’s tough enough these days to qualify for a mortgage so you don’t want to do anything that could damage your mortgage or upset your interest rates...
Top 4 Best Dog Parks & Beaches in Orange County

Top 4 Best Dog Parks & Beaches in Orange County

  So you want to take your best friend out for a run and meet and greet with other furry friends here in the OC… Here are your Top 4 Best Dog Parks & Beaches in Orange County:  1. Laguna Beach Dog Park Nestled in Laguna Canyon, this park offers a fully...
Interest Rates are still Historically low – 2018!

Interest Rates are still Historically low – 2018!

Good News! Interest Rates are Still Historically Low- 2018! Take a look at this chart below…  for those of you panicking because interest rates will eventually hit 6%. Please realize that we are still way below the average rate of the last 47 years at 8.35% If...
How Does the New 2018 Tax Plan Affect Homeowners?

How Does the New 2018 Tax Plan Affect Homeowners?

Many Americans are on edge wondering what this new tax plan may entail and how it will affect them personally. California homeowners especially are curious, and some are a bit anxious as to how these new laws affect homeownership and the real estate market in...

If Mortgage Rates Rise Will Home Prices Drop?

In a recent article published by Freddie Mac stated the impact the projected rise in mortgage rates might have on the housing market. We often assume that an increase in mortgage rates will cause a slow down in real estate purchases, which in turn, may lead to a drop...

Who Pays Closing Costs on a Home?

Who pays for closing costs when you purchase a home or when you sell a home all depends on what type of loan the buyer is getting. First-time buyers are often shocked when they realize how much closing costs can actually be. Closing costs are the various fees,...
How Do I Increase My FICO Score?

How Do I Increase My FICO Score?

FICO is different than that unknown entity that seems to take money from your check each week (FICA – an Acronym for Social Security). Your FICO score is a credit score provided by one of the major credit agencies in the U.S. This is the main score lenders and...