Buying a House Sight Unseen? Avoid These 8 Mistakes

From grocery shopping to home buying, it seems like almost everything can be done completely online now. The idea of buying a house without seeing it is less daunting these days with all the new technologies and ways to buy a home virtually, and it’s becoming more...
What is a HELOC? Pros and Cons

What is a HELOC? Pros and Cons

Since the beginning of the COVID-19 pandemic, more people have been looking into different ways to cut their cost of living to meet their income. One of the most common ways is to find a solution with their home. A significantly large number of people have been...
Answers to Mortgage Questions During COVID-19

Answers to Mortgage Questions During COVID-19

Last week we touched on a few questions many people have concerning mortgages due to the impacts the COVID-19 virus has had on the economy. Since there are quite a few important questions being asked right now we decided to answer a few more. This week will focus more...
How to Keep Your Finances Stabilized

How to Keep Your Finances Stabilized

Ways Homeowners are Looking to Stabilize Finances in Abnormal Times As the state of California has been sheltered in place for a significant amount of time many people are beginning to wonder what life will look like when restrictions are lifted and we are allowed to...
When Will This Chaotic Mortgage Market Settle Down?

When Will This Chaotic Mortgage Market Settle Down?

Many things besides physical health have been affected by this pandemic. One of those things is the mortgage market, but why? How would this cause such a crazy roller coaster in interest rates? There are two main factors that have thrown the mortgage market off its...
Pros and Cons of an Adjustable Rate Mortgage

Pros and Cons of an Adjustable Rate Mortgage

An adjustable-rate mortgage, also referred to as an ARM, is a home loan with a fixed rate for the first few years that switches over to an adjustable rate. The beginning fixed-rate period can be anywhere from the first three to ten years of the loan. This differs from...