Getting Mortgage Approval After Loan Modification

Many homeowners faced financial hardships during the recession. Loan modifications were and still are a  way for homeowners to hold on to their home instead of losing it in foreclosure. If you are in the middle of a home modification or have had an approved...

Understanding Debt and What Your Options Are

Debts: Understanding Your Options and How You Could Benefit from Freedom Financial Are you drowning deep in debt? Well, it’s a fact that a lot of us—at some point in our lives—find ourselves financially indebted to someone. The sad truth is that debt repayment...

How Can I Raise My Credit Score Quickly?

If you search for quick fix credit repair on the Internet you’re likely to get thousands of responses but surprisingly, it’s not that quick to actually do the job. I get this question a lot and that’s not surprising at all because most people want to...

Can I Buy a House with Poor Credit?

Maybe 2019 is the year you buy a house. That could happen! You’ve been wanting it for some time but you’ve also been struggling with poor credit or a bad credit score. Maybe that poor credit score came from an ex-spouse or someone else that may have...

How to Buy a House When Your Partner Has Bad Credit

Oh my, you know it. You spouse or partner has racked up too much credit card debt and his or her credit score is in the toilet. But now you want to make the ultimate purchase together and you’re afraid their credit will harm your chances or cause you to get...

How Long Does it Take to Increase My Credit Score?

This is a common question. And it all depends on where you’re starting from. If you’ve faced a foreclosure, short sale or bankruptcy in the past 12 months, your credit score probably needs some serious repair, and this can be done, but it will take some...