Why Does Debt-to-Income Ratio Matter?

Why Does Debt-to-Income Ratio Matter?

Why Does Debt-to-Income Ratio Matter? There are multiple metrics lenders use to determine someone’s ability to repay a mortgage, as well as how much debt they are able to take on. The more you understand the mortgage approval process and what your lender is...
Mortgage FAQs During a Divorce

Mortgage FAQs During a Divorce

Mortgage FAQs During a Divorce – If you are in the middle of the divorce process, you may be wondering how this will affect your mortgage options. In this challenging transitional period, we are here to help. To speak with a loan officer about refinancing,...
Obtaining a Mortgage without a Job

Obtaining a Mortgage without a Job

Is it Possible to Get a Mortgage Without a Job? It is a possibility to obtain a mortgage loan or to refinance your current home loan when you are currently unemployed for whatever reason, be it a gap in employment, having enough wealth not to need employment, or...