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Applying for a Mortgage without a 5406-C IVES

Applying for a Mortgage without a 5406-C IVES

by mylenderjackie | Jun 11, 2024 | Loan Approvals

Applying for a mortgage can be a relatively simple process if you’re a borrower with traditional income sources, but if you’re not the process can actually be a bit daunting. If you’re finding yourself overwhelmed, we’re here to help. We have...
What Not to Do After Getting Pre-Approved for Your Mortgage

What Not to Do After Getting Pre-Approved for Your Mortgage

by temineth | Apr 22, 2024 | Loan Approvals

You’ve been pre-approved for a mortgage, congratulations! These words will likely put you at ease when you hear them, knowing you’re ready to make an offer on the home you want to buy. There are some common mistakes borrowers make during the time between...
Why is it Hard to Qualify for a Mortgage While Self-Employed in California?

Why is it Hard to Qualify for a Mortgage While Self-Employed in California?

by mylenderjackie | Oct 30, 2023 | Loan Approvals

If you are self-employed and hoping to buy a home in California, there are going to be some hurdles in your way with many of the application processes. Many self-employed people wonder how they will be able to become homeowners because the traditional mortgage...
How to Make Yourself a Strong Applicant for a Non-Traditional Mortgage

How to Make Yourself a Strong Applicant for a Non-Traditional Mortgage

by mylenderjackie | Jun 20, 2023 | Loan Approvals

Applying for a mortgage is a major milestone, with lots of emotion attached. Before applying for mortgage pre-approval, most people want to know what they can do to be the strongest possible applicant. If you are applying for a non-traditional mortgage as a...
Why You Need a Verified Approval Letter When Buying a Home in California

Why You Need a Verified Approval Letter When Buying a Home in California

by mylenderjackie | Jun 8, 2023 | Loan Approvals

Obtaining a verified approval letter for a mortgage before searching for a home offers several advantages. Firstly, it provides a clear understanding of your budget and the price range within which you can comfortably shop. This knowledge helps narrow down your search...
Everything You Need to Know about a Co-Signer

Everything You Need to Know about a Co-Signer

by mylenderjackie | Apr 18, 2023 | Loan Approvals

Everything You Need to Know about a Co-Signer – In the process of applying for a mortgage, you may hear someone suggest you have a co-signer. There can be benefits to having a co-signer on your mortgage, but it is not necessary for everyone. Here’s what...
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