Are There Jumbo Loans Available in California with 5% Down?
The state of California has several areas with higher home prices as compared to others across the country. In many places of California this can require securing a jumbo loan to purchase a home. What is a jumbo loan? A jumbo loan is a loan that lends out a larger sum...
Jumbo Loans are More Accessible Right Now – Should You Get One?
When you are hoping to purchase a home for a larger amount of money requiring you to apply for a larger mortgage, a traditional conforming loan may not be enough. You may need to look into borrowing a jumbo loan. For most real estate areas, a jumbo loan is needed for...
Debt Service Coverage Ratio Loans
What is a Debt Service Coverage Ratio (DSCR) Loan? A debt service coverage ratio loan, or DSCR is a helpful option to finance real estate investments. The real estate investment market has been promising for many and intriguing for some as it has been seeing a...
New Mortgage Options for Teachers and First Responders
A new bipartisan bill currently in the House of Representatives that is called the HELPER Act is aiming to help teachers and first responders that worked hard to keep things going with adverse measures during the height of pandemic shutdowns get into a home with a...
What is a Blanket Mortgage, and Who Should Get One?
A blanket mortgage is a single mortgage that covers multiple different properties. The group of assets serves as collateral for the loan. Many real estate developers and large investors often purchase more than one property at a time and a blanket mortgage allows them...
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