Why You Need a Verified Approval Letter When Buying a Home in California
Obtaining a verified approval letter for a mortgage before searching for a home offers several advantages. Firstly, it provides a clear understanding of your budget and the price range within which you can comfortably shop. This knowledge helps narrow down your search...
What is an Appraisal and Why Does it Matter?
What is an Appraisal and Why Does it Matter? During the home buying process, numerous steps must be taken to finally purchase your home. Even after you have been pre-approved for a mortgage, made an offer, and had that offer accepted, you are not quite ready to call...
How to Get Into Real Estate Investing with Limited Capital
Investing with Limited Capital – Real estate investing is one of the best ways to create passive income and build wealth. If you are interested in getting into real estate investing but do not have a lot of capital to work with, there are still ways to reach...
Can I Get a Mortgage with Bank Statements in 2023?
Can I Get a Mortgage with Bank Statements – The typical mortgage application process does not work for everyone. Submitting proof of income and employment is easier said than done for something who is self-employed or works as an independent contractor with...
Property Investment Strategies for Beginners
Property Investment Strategies for Beginners – Investing in real estate can be a powerful way to create passive income or initiate a new career. If you are considering property investment, keep reading for strategies that work for beginners looking to get...
Steps for Buying a Home in California in 2023
As you prepare for buying a home in California in 2023, it helps to understand the typical home-buying process. Each person’s journey to homeownership is unique, but there are some standard steps you can expect to take. We’ve laid it out below, and are...
Everything You Need to Know about a Co-Signer
Everything You Need to Know about a Co-Signer – In the process of applying for a mortgage, you may hear someone suggest you have a co-signer. There can be benefits to having a co-signer on your mortgage, but it is not necessary for everyone. Here’s what...
Qualifying for a Mortgage in 2023 as a Self-Employed Borrower
When you look for information about qualifying for a mortgage, most of what you find online is geared toward traditional borrowers with a W-2 and an employer. If you are self-employed, this might leave you wondering what the secret is to qualifying to buy a home when...
Why You Shouldn’t Wait to Apply for a Mortgage
Why You Shouldn’t Wait to Apply for a Mortgage – There are plenty of factors that might be leading you to wait on applying for a mortgage. Maybe you are worried about how to qualify as a newly self-employed person or entrepreneur, or maybe you’ve...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.