So… You want to live in Lake Forest?
The small city of Lake Forest is bordered on the north by Irvine, and on the south by Mission Viejo. All three of these cities are ranked among the safest cities in the country. True to its name, Lake Forest is home to both lakes and forests—a rarity in Southern...Best Christmas Lights Lake Forest
It’s the most wonderful time of the year !! Time to hop in your car , drive-through Starbucks or Chocxo and grab some hot cocoa’s and go for a drive for the best Christmas lights in Lake Forest. These are my favorites and the pictures don’t hold a...Getting a Home Loan with Bad Credit – How long to wait?
Below are the newest guidelines for Fannie Mae and Freddie Mac (Conventional Loans) which show how long you would have to wait to get a home loan after a “Bad Credit” event. Conventional loans are typically the best rates and terms available. There are...The Rules Have Changed for Mortgage Loans
— All About TRID (the new mortgage disclosures) Starting this week – after October 3rd – getting a mortgage loan has a new disclosure process designed to help the consumer understand, in a clear format, the complexities of a real estate...Year of the Boomerang Buyer – Home Loans After Bankruptcy
2015 is looking to be the year of the boomerang buyer, or repeat homebuyer. The housing crash in 2008 caused financial hardships for many, but now buyers are looking to get back into the market to purchase a home and take advantage of the low rates and rising...How Rising Interest Rates affect Borrowers and Affordability
Average mortgage rates jumped from 3.5% in April to 4.125% in July on 30-year fixed rate conventional loans, an increase of .625%. Due to increase in rates, home buyers have lost around 7.5% in purchasing power in just the past four months. HOW RISING INTEREST RATES...5 Fast Ways to Raise My Credit Score
Want to buy a house? Wondering if you can qualify? We can help and now is the time to get started. Give us a call and we can review your credit situation and even pull a complete credit profile for FREE! The major purchases you make, like a home or a car, are...7 Tricks to Help Your Purchase Offer Stand Out From the Crowd
The real estate market is as tough as ever and getting any kind of edge over your competitors is great, no matter how small or superficial it may seem.Any real estate agent knows that branding and personality shine in this buyer’s market. Of course, buyers also want a...Think Twice Before You Lease Solar Panels for Your Home
Think Twice Before You Lease Solar Panels for Your Home! “Going Green” is a hot topic across the country. Home owners and home buyers need to consider the many factors below, before committing to solar panels for your home. A recent study has shown that solar...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.