Cash Flow Mortgages FAQ
Cash flow mortgages, also known as investment property loans or rental property loans, are specifically designed to help real estate investors purchase income-generating properties such as rental homes, multi-family units, or commercial buildings. These mortgages...
What Not to Do After Getting Pre-Approved for Your Mortgage
You’ve been pre-approved for a mortgage, congratulations! These words will likely put you at ease when you hear them, knowing you’re ready to make an offer on the home you want to buy. There are some common mistakes borrowers make during the time between...
Common Mortgage Misconceptions
If you’ve never applied for a mortgage before, there are plenty of ideas you might have that are causing unnecessary stress or leading you in the wrong direction. There are quite a few common mortgage misconceptions about getting a mortgage, and we can help....
How Can I Become a Homeowner with These Market Conditions?
If you are hoping to become a homeowner in the future, we know that you might be like many of our clients and feel discouraged by the increased interest rates and market conditions that make homeownership seem unattainable. While it’s true that interest rates...
Is a Bank Statement Loan a Bad Idea?
As you go through the process of buying a home, specifically finding the right financing option for you, anything that sounds unconventional may have you feeling cautious, such as a bank statement loan. We know that some things sound too good to be true, and if you...
Things You Can Do Today to Boost Your Credit Score
The higher your credit score, the better your mortgage options will be. If you are considering buying a home this year, or even further in the future, one of the best things you can do is make sure your credit is at its best. While some credit score benefitting tasks...
How High a Credit Score Can Go, and How to Get Yours There
A credit score is a number you may not think about often, but it’s a key factor in the home buying process. You may have often heard that a high credit score will help you get the best rates and terms on your mortgage, showing your lender that you have a great...
Setting the Budget for Your Starter Home
Setting out to buy a starter home is exciting, but it’s also daunting for many of our clients. Trying to determine how much you can afford is likely at the top of your list of concerns, but you don’t have to navigate that process alone. Your starter home...
Non-QM Loan Terms You May Not Know
One of the challenging aspects of applying for a loan is making sure you understand all of the terms. While we are always here to answer your questions about your loan application, it might be helpful to check out this post that explains the non-QM loan terms you may...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.