Choosing the Right Mortgage for Your Financial Situation
As you are preparing to get a mortgage, you may be asking what the best type of mortgage is and what fits your financial situation best. There is no one size fits all “best” option when it comes to a mortgage because each borrower has their own unique...
Signs You’re Ready to Become a Homeowner
A common question among our future clients is when they will be ready to buy their first home and become a homeowner. With constantly changing interest rates and home prices, keeping up can be daunting. The great news is, there are a few signs that you’re ready...
Prepare to Buy a Home with These Mortgage Tips
Are you hoping to buy a home this year or next? The more intentionally you prepare, the better your experience is likely to be and we have some great mortgage tips to help you prep. Qualifying for a mortgage might seem daunting, but we can walk with you every step of...
Which is Better: Fixed Rate or ARM?
If you’re planning to buy a home, you may be deciding between all of your options and weighing if a fixed rate or an ARM is a better option. When you choose a lender like us, with multiple solutions for our diverse borrowers, you may have a bit of analysis...
Why a Cash Flow Mortgage is Better than Using Home Equity to Invest
Smart investment-minded individuals are always looking for ways to invest in a new property, and surprisingly a cash flow mortgage might be the best option for you! If you’re looking for creative financing solutions to buy a rental property in Southern...
Stated Income Loan Applications are Easier Than You Think
When you realize a traditional mortgage isn’t the right fit for you, considering non-QM loans can be daunting. If you’re not familiar with them, it may seem overwhelming, but it doesn’t need to be. Actually, applying for a stated income loan is...
DTI for Stated Income Loans
We understand that the application process for a stated income loan can be complicated at first, especially if you’re more familiar with the conventional loan application process. If you want to learn more about the application process, we’re always...
Can I Use a Stated Income Loan for a Multi-Family Property?
There is a rise in the desirability among real estate investors searching for the perfect multi-family property in Southern California. Real estate remains one of the best investments you can make, even as interest rates and prices increase. Housing is one commodity...
Can I Use Gift Funds for a Stated Income Loan?
Are you interested in the process of getting approved for a stated income loan? These non-QM loans are particularly helpful for some of our clients who don’t have the typical income streams but are ready to invest in a primary residence, a second home, or an...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.