Recommended Professionals
Martin Wilson Realty One Group
Mission Viejo – Laguna Niguel
(949) 244-8753
Dave Feldberg
Coastal Group OC
3419 Via Lido #320
Newport Beach 949 371-8006
Cell #949 439-6288
Email: david@coastalgroupoc.com
Kory Jackson
Keller Williams
Kory Jackson8939 S. Sepulveda Blvd Suite 500
Los Angeles
310-256-3040 office
310-717-3720 cell
Joan Williams, RTRP, CTEC
UNITED TAX SERVICE
2050 W. Chapman Ave. #216
Orange, California 92868
(949) 464-8776 office
(714) 366-2562 direct
(714) 242-9728 e-fax
Shawn McElderry
Shawn McElderryFinancial Advisor/CEO
Monarch Wealth & Retirement Strategies
(818) 370-9046 mobile
(855) 529-4015 toll-free
(866) 329-6977 fax
shawn.mcelderry@monarchwealth.com
Stated Income Loan Applications are Easier Than You Think
When you realize a traditional mortgage isn't the right fit for you, considering non-QM loans can be daunting. If you're not familiar with them, it may seem overwhelming, but it doesn't need to be. Actually, applying for a stated income loan is simpler than almost any...
Can I Use Gift Funds for a Stated Income Loan?
Are you interested in the process of getting approved for a stated income loan? These non-QM loans are particularly helpful for some of our clients who don't have the typical income streams but are ready to invest in a primary residence, a second home, or an income...
Applying for a Mortgage without a 5406-C IVES
Applying for a mortgage can be a relatively simple process if you're a borrower with traditional income sources, but if you're not the process can actually be a bit daunting. If you're finding yourself overwhelmed, we're here to help. We have years of experience...
How to Determine Stated Income as a Self Employed Borrower
If you own your own business or are a wage earner through gig work or another self-employment venture, we know that applying for a mortgage can be daunting. The bad news is, many lenders won't qualify you for a traditional loan because you won't be able to verify your...
Comparing Non-QM and Traditional Mortgages
There are many different types of mortgages, including non-QM mortgages. One of the most complicated parts of the home buying process is determining what type of mortgage is the right fit for you. Choosing the terms that work for your needs, and then making sure you...