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UNITED TAX SERVICE
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Shawn McElderry
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How We Helped Our High-Net Worth Self-Employed Borrower Secure a Luxury Irvine Property
Many times over the years we have helped high-net worth clients achieve their goals with real estate, buying properties they thought may be out of reach because of their unique income structure or needs. Let's walk through a recent success story with one of our...
What I Wish More Buyers Knew About Jumbo Loans Before Shopping for Luxury Real Estate
If you're eyeing a high-end property in Malibu or a luxury home in Orange County, chances are you’ll need a jumbo loan, and navigating this kind of mortgage is a lot different than a conventional one. As a mortgage professional who's worked closely with luxury...
How Top Real Estate Investors Use Cash Flow Loans Without W-2s
Real estate investing doesn't have to follow a traditional path. In fact, some of the most successful investors today are growing their portfolios rapidly without ever providing a W-2 or pursuing a conventional mortgage. How? They're using Cash Flow Investor Loans,...
How Self-Employed Buyers Can Qualify for Luxury Mortgages in Southern California
Buying a luxury home in Southern California as a self-employed individual can feel like navigating a maze. The traditional mortgage application process relies on tax returns and W-2s, documents that don’t always reflect your true income when you're a business owner,...
Can I Use My Profit & Loss Statement Instead of a W-2?
If you're self-employed or run your own business, you’ve probably wondered whether your profit and loss (P&L) statement can be used in place of a W-2 when applying for a mortgage. We know that for some business owners, this is a better representation of their...


Kory Jackson
Shawn McElderry