Recommended Professionals
Martin Wilson Realty One Group
Mission Viejo – Laguna Niguel
(949) 244-8753
Dave Feldberg
Coastal Group OC
3419 Via Lido #320
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Cell #949 439-6288
Email: david@coastalgroupoc.com
Kory Jackson
Keller Williams
8939 S. Sepulveda Blvd Suite 500
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Joan Williams, RTRP, CTEC
UNITED TAX SERVICE
2050 W. Chapman Ave. #216
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Shawn McElderry
Financial Advisor/CEO
Monarch Wealth & Retirement Strategies
(818) 370-9046 mobile
(855) 529-4015 toll-free
(866) 329-6977 fax
shawn.mcelderry@monarchwealth.com
Why Does Debt-to-Income Ratio Matter?
Why Does Debt-to-Income Ratio Matter? There are multiple metrics lenders use to determine someone's ability to repay a mortgage, as well as how much debt they are able to take on. The more you understand the mortgage approval process and what your lender is looking...
What Do Lenders Want to See from a Self-Employed Borrower?
What Do Lenders Want to See from a Self-Employed Borrower? - Are you a self-employed borrower hoping to buy a home in the new year? Qualifying for a mortgage without traditional proof of employment and income may sound scary, but when you work with a lender who...
Should You Refinance in 2023?
Should You Refinance in 2023? - The refinancing storm of the past few years has calmed down significantly as the FED has raised the federal funds rate, but that doesn't mean your opportunity to refinance has necessarily passed. There are still some people who would...
Can I Refinance if I’m Self-Employed?
Refinancing as a self-employed person might seem out of reach. Without typical proof of income or tax returns to prove to your lender that you can afford your home, qualifying for a traditional mortgage refinance is tricky. But that doesn't mean you can't refinance as...
Is Raising Your Credit Score Your New Year’s Resolution?
Is Raising Your Credit Score Your New Year's Resolution? - Trying to decide on a good New Year's resolution for 2023? Consider making yours work to raise your credit score. It might not be as hard as you think, and the benefits are significant. If you are hoping to...