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How Do I Increase My FICO Score?
FICO is different than that unknown entity that seems to take money from your check each week (FICA - an Acronym for Social Security). Your FICO score is a credit score provided by one of the major credit agencies in the U.S. This is the main score lenders and...
Are You Ready to Buy a House Together?
Together... that may be a new word for you and now your SO (Significant Other)... but if you've decided that "together" is what you're going to be you might also be wondering if buying a house together is a good idea or not. Together means so many things to different...
Some of the Most Common Questions When Buying a Home
Buying a home can be one of the most exciting and nervous times in your life. It's a lot of money to buy a house and when we are talking about this much money, it's bound to make people a little skittish. My job is to make you feel as confident, comfortable, and...
Major Changes to the Reverse Mortgage Program
On October 2, 2017, major changes to the reverse mortgage program came down the pike. Here's what you need to know. What is it? HECM, or Home Equity Conversion Mortgage, also known as a reverse mortgage, underwent some changes this year as the MBA (Mortgage Bankers...
Which is Better? Loan Modification or Refinance?
Which is Better for My Situation? Loan Modification or Refinance? If you're currently facing a situation where you are not sure if you're going to lose your home you probably want to know your options before defaulting on the mortgage. You may have heard of the terms...