Mortgage FAQs During a Divorce
Mortgage FAQs During a Divorce – If you are in the middle of the divorce process, you may be wondering how this will affect your mortgage options. In this challenging transitional period, we are here to help. To speak with a loan officer about refinancing,...
How Can I Qualify for a Mortgage If My Income is Seasonal or Fluctuating?
Buying a home is a dream that may feel out of reach if your income fluctuates dramatically or is greatly affected by seasonality. You may assume you won’t be able to qualify for a mortgage without the traditional income verification most lenders require, but we...
Getting a Mortgage When You’re Self-Employed: It’s Easier Than You Think
Buying a new home is a dream for many self-employed individuals who find themselves held back by the hurdles required to submit an application. Unfortunately, there are some myths that continue to be perpetuated about how difficult it is to buy a home when you are...
Maximizing Tax Deductions & Buying Luxury Real Estate – You Can Have Both!
One of the best benefits available to you as a successful self-employed person can also become a major hurdle when you want to buy a home; we’re talking about tax deductions. If you’re self-employed, you probably take advantage of tax deductions to...
Buying Luxury Real Estate Without Using Tax Returns
Any time you are doing things differently than the majority, you might run into unique obstacles. Many people find this to be true as a self-employed person or business owner when they want to buy a home. For anyone in this situation, we know that purchasing luxury...
How Do Mortgages Work If You’re Self-Employed?
If you’re ready to pursue buying a home, but you’re self-employed, you might be wondering how the process will differ for you. A lot of the information you find online might not apply in your scenario, as someone who is financing ready for homeownership...
Why PMI Isn’t a Good Reason to Delay Buying a Home (And When You Can Stop It)
For many hopeful first time homebuyers, the idea of adding PMI (private mortgage insurance) to the expense of owning a home is unwelcome. We get it. We’ve heard buyers say it feels like paying for nothing, or that they feel frustrated when it changes the home...
Ready to Buy Your First Home? Here’s How It Works
Are you ready to buy your first home and become a homeowner? Buying your first home can feel overwhelming if you don’t know where to start. As a mortgage lender, I’ve helped countless first-time buyers navigate the process, and I’m here to break it down into clear,...
How Does the Pre-Approval Process Work?
If you’re preparing to buy a home, one of the most important first steps is getting pre-approved for a mortgage. Not only does a pre-approval provide you with a clear understanding of your budget, but it also signals to sellers that you’re a serious buyer....
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.