by mylenderjackie | Oct 8, 2024 | Loan Approvals
As you step into the mortgage lending world, there are many terms that can be confused with one another and even sound synonymous. Pre-qualification and pre-approval are a perfect example of this. Many people make the mistake of using the two interchangeably, but they...
by mylenderjackie | Oct 5, 2024 | Buying
After getting pre-approved for a mortgage, it’s common for borrowers to breathe a sigh of relief and feel as though they’ve arrived. While pre-approval is an important milestone that should give you confidence in your ability to move forward with the...
by mylenderjackie | Sep 26, 2024 | Loan Programs
Non-QM mortgages have become a popular solution for savvy real estate investors looking for flexible in required documents, closing dates, or loan terms. The more you learn more a non-QM loan, the easier it is to see why these have become a top choice for experience...
by mylenderjackie | Sep 17, 2024 | Loan Programs
Non-QM Loans can be a brilliant solution for borrowers who are not a good fit for a typical mortgage, but there are some common myths about non-QM loans that sometimes stand in the way of making a confident and informed decision. If you’re considering applying...
by mylenderjackie | Sep 10, 2024 | Loan Approvals
If you’re preparing to buy a home, understanding the financing process of loan approvals is key to being able to make an offer with confidence. We know that getting a mortgage can be daunting, as it is a unique financing process that may feel confusing or...
by mylenderjackie | Sep 4, 2024 | Loan Programs
As you are navigating the home-buying or real estate investment process, particularly in high-cost real estate markets, you may come across the term “jumbo loan.” Unlike conventional loans, jumbo loans are designed for purchasing properties that exceed the...
by mylenderjackie | Aug 29, 2024 | Buying
If you are your own boss, running your own business as a self-employed individual, applying for a mortgage and buying a home can be tricky. Typical mortgage applications are designed for people with predictable income and a W-2, so when you are self-employed it can be...
by mylenderjackie | Aug 22, 2024 | Purchasing a Home
As you are preparing to get a mortgage, you may be asking what the best type of mortgage is and what fits your financial situation best. There is no one size fits all “best” option when it comes to a mortgage because each borrower has their own unique...
by mylenderjackie | Aug 16, 2024 | Buying
A common question among our future clients is when they will be ready to buy their first home and become a homeowner. With constantly changing interest rates and home prices, keeping up can be daunting. The great news is, there are a few signs that you’re ready...
by mylenderjackie | Aug 6, 2024 | Purchasing a Home
Are you hoping to buy a home this year or next? The more intentionally you prepare, the better your experience is likely to be and we have some great mortgage tips to help you prep. Qualifying for a mortgage might seem daunting, but we can walk with you every step of...