What to Do Before Applying for a Self-Employed Mortgage
Qualifying for a self-employed mortgage without a traditional job may sound stressful. When you realize that your lender will need proof of income, and your income is variable or has a shorter history because you are self-employed, you may be wondering how you can...
Home Loan Options For Buyers With A Small Down Payment
Home Loan Options For Buyers With A Small Down Payment – If you are buying a home, then you are most likely looking for a home loan. Many people who don’t have the funds for a down payment assume that they won’t qualify, but there are options for...The Details of A Conventional Loan
Do you remember the first time you thought about purchasing a home? You most likely had the best and most aesthetically pleasing home in your mind’s eye. All of these fun imaginative ideas can come true but you probably weren’t thinking about a mortgage,...
DSCR Loans for Investors
DSCR Loans for Investors – Looking for a creative way to invest in real estate without verifying income? A DSCR loan might be the perfect way to spice up your real estate portfolio. By purchasing an investment property, you can add a stream of income that can be...
How To Choose Your Mortgage Lender
When you want to purchase a home you usually contact a real estate agent first. They will then put you in contact with a mortgage lender if you haven’t already started working with one. You aren’t ready to buy your first home until you are pre-approved and...
Home Loan Options for Self Employed
Home Loan Options for Self Employed – When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage Lenders also consider the same things when you’re a self-employed borrower: your credit score, how...
Bosses Don’t Rent! (How to Be an Owner)
Bosses Don’t Rent! (How to Be an Owner) – Whether you’re starting a business or already own one and are interested in learning more about a No Ratio mortgage, how it works, and the best way to qualify to buy a home this post is for you! If you own a...5 Signs You Might Have Chosen the Wrong Lender
I have heard some stories over the years of clients that had a less than happy ending with their mortgage lender and loan officer. Here’s a list of 5 signs you need to look out for before going down the wrong road: 1. They don’t ask for any documentation –...
What to Know About Getting a Home Loan in California
It is no small feat when it comes to keeping track of your work when you are self-employed. There are often more hurdles to leap when applying for a mortgage when you are self-employed than wage-earning employees do. The personal income of the self-employed can appear...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.