How Can I Become a Homeowner with These Market Conditions?
If you are hoping to become a homeowner in the future, we know that you might be like many of our clients and feel discouraged by the increased interest rates and market conditions that make homeownership seem unattainable. While it’s true that interest rates...
Is a Bank Statement Loan a Bad Idea?
As you go through the process of buying a home, specifically finding the right financing option for you, anything that sounds unconventional may have you feeling cautious, such as a bank statement loan. We know that some things sound too good to be true, and if you...
Things You Can Do Today to Boost Your Credit Score
The higher your credit score, the better your mortgage options will be. If you are considering buying a home this year, or even further in the future, one of the best things you can do is make sure your credit is at its best. While some credit score benefitting tasks...
How High a Credit Score Can Go, and How to Get Yours There
A credit score is a number you may not think about often, but it’s a key factor in the home buying process. You may have often heard that a high credit score will help you get the best rates and terms on your mortgage, showing your lender that you have a great...
Setting the Budget for Your Starter Home
Setting out to buy a starter home is exciting, but it’s also daunting for many of our clients. Trying to determine how much you can afford is likely at the top of your list of concerns, but you don’t have to navigate that process alone. Your starter home...
Non-QM Loan Terms You May Not Know
One of the challenging aspects of applying for a loan is making sure you understand all of the terms. While we are always here to answer your questions about your loan application, it might be helpful to check out this post that explains the non-QM loan terms you may...
What You Need to Know About a Non-QM Mortgage
Are you preparing to buy a home or investment property and considering your financing options? Non-Qualified Mortgages (also called non-QM mortgages) have emerged as an alternative option for borrowers whose financial profiles don’t align with traditional...
Who is the Best Fit for a Cash Flow Mortgage?
A cash flow mortgage investor loan is a type of mortgage designed for investors who prioritize generating positive cash flow from their real estate investments. Unlike traditional mortgages that may focus on the borrower’s personal income and creditworthiness,...
Common Myths About Bank Statement Loans
Bank statement loans have gained popularity as an alternative financing option, especially for self-employed individuals or those with non-traditional income sources. However, like any financial product, there are common misunderstandings and myths surrounding bank...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.