The Best Mortgage Options for Self-Employed Buyers in California
For many entrepreneurs, freelancers, and business owners, achieving the dream of homeownership can feel more complicated than it should. We know because we work with self-employed borrowers every day who are frustrated by the hurdles between them and homeownership....
Why Is It Hard for Self-Employed to Get a Mortgage? (And the Easiest Mortgage Options for Self-Employed Borrowers in Southern California)
If you’re self-employed and have tried applying for a home loan, you’ve probably asked yourself (either in curiosity or frustration): why is it hard for self-employed borrowers to get a mortgage? Many successful entrepreneurs, freelancers, and small business owners...
The $2.4M Irvine Jumbo Loan We Helped Our Clients Close on in 21 Days | Profit & Loss Mortgage Success Story
When it comes to financing luxury homes in Southern California, speed and expertise make all the difference. At Summit Lending, California mortgage expert Jackie Barikhan recently helped a self-employed healthcare professional secure a $2.4 million jumbo loan in...
Jumbo Loans Without W-2s: Buying a Luxury Home in Southern California
Southern California’s luxury real estate market is one of the most competitive and desirable in the world. From Malibu beachfront estates to Beverly Hills mansions and Orange County villas, buyers often need jumbo loans to finance these high-value properties. So what...
Self-Employed Home Loan Options: Mortgages Without Tax Returns
If you’re self-employed and looking to buy a home, you’ve probably already discovered how challenging it can be to qualify for a traditional mortgage. Standard lenders often rely heavily on W-2s and tax returns to verify income, and in many cases that just...
What Is a Non-QM Loan and Who Actually Benefits from One?
If you’ve been searching for jumbo cash-out refinancing in California, exploring a jumbo loan refinance to pay off a Home Tap loan, or comparing jumbo mortgage refinance rates in California, you’re in the world where Non-QM loans (Non-Qualified Mortgage) solutions...
Self-Employed Home Loans in California: Your Bank Statement & Jumbo Mortgage Options
If you’re searching for home loans in California and you are self-employed, you already know that getting approved through a traditional bank isn’t always easy. Many entrepreneurs, freelancers, and investors run profitable businesses but are still denied for a...
How to Refinance and Get Out of a Home Tap Loan in California
Home Tap and other equity-sharing agreements have become popular in California, especially among homeowners who own luxury homes but don’t have the liquid assets to renovate or remodel they way they would like. These programs offer upfront cash in exchange for a...
Our Client’s $7.7M Malibu Jumbo Cash-Out Refinance Success Story
When you own a luxury home in Malibu, traditional mortgage lending isn’t always the right fit. If you own a luxury property or invest in high-end real estate in Southern California, you know that the opportunities are amazing but the challenges are unique. Savvy...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.