by mylenderjackie | Dec 28, 2024 | Loan Programs
If you want to buy a luxury home, it’s important to know that the financing process can be slightly more complex than for a standard home purchase. In most cases, you will encounter something called a jumbo loan. But what exactly is a jumbo loan, and how does it...
by mylenderjackie | Dec 19, 2024 | Purchasing a Home
When you’re buying a home, one of the biggest decisions you’ll make is choosing the type of mortgage that works best for your financial situation. Two of the most common options are fixed rate mortgages (FRMs) and adjustable-rate mortgages (ARMs)....
by mylenderjackie | Dec 12, 2024 | Buying
If buying a home is your dream, but the thought of saving a down payment is totally daunting, then you are in the right place. We know that saving up to buy a home might be an overwhelming thought—especially when you hear the common misconception that you need 20%...
by mylenderjackie | Dec 2, 2024 | Buying
Buying a home is a part of the American Dream, and because of that we hear about it all the time. Unfortunately, this can perpetuate some unhelpful mortgage myths about getting a mortgage. Before you apply for a mortgage, or decide whether you are ready to, check out...
by mylenderjackie | Nov 26, 2024 | Purchasing a Home
You might be seeing headlines that say mortgage rates are expected to drop near the end of next year, and wondering if it’s best to just wait until then to buy. However, if you’re in a financial position to buy a home now, doing so could save you money in the...
by mylenderjackie | Nov 20, 2024 | Buying
One of the challenges buyers run into when narrowing their house hunting search is deciding between a starter home and a forever home. Ultimately, the decision usually comes down to balancing finances, immediate needs, and long term goals. If you’re getting...
by mylenderjackie | Nov 15, 2024 | Buying
Have you heard the acronym PITI and aren’t sure you understand what it means? When you’re looking at your projected mortgage expenses as you prepare to buy a home, the monthly mortgage payment you make will include the principal, interest, taxes, and...
by mylenderjackie | Nov 7, 2024 | Credit
Your credit score makes all the difference in your ability to buy a home and the terms you will get on your mortgage. While the credit score is designed to put a measurable quantity on your ability to manage debt, it doesn’t give the full picture of your...
by mylenderjackie | Oct 28, 2024 | Buying
We believe in giving our clients options for their mortgages. Whether you need a bank statement loan, a VA loan, a conventional loan, or a creative solution for your investment goals, we love to be the source of our clients’ financing solution. One of the...
by mylenderjackie | Oct 24, 2024 | Loan Programs
Are you planning to list your home for sale soon? Some homeowners figure they should wait until spring, the season that is conventionally considered a smart time to sell. However, if you’re thinking about selling your home, you don’t actually need to wait until...