by mylenderjackie | Nov 26, 2024 | Purchasing a Home
You might be seeing headlines that say mortgage rates are expected to drop near the end of next year, and wondering if it’s best to just wait until then to buy. However, if you’re in a financial position to buy a home now, doing so could save you money in the...
by mylenderjackie | Nov 20, 2024 | Buying
One of the challenges buyers run into when narrowing their house hunting search is deciding between a starter home and a forever home. Ultimately, the decision usually comes down to balancing finances, immediate needs, and long term goals. If you’re getting...
by mylenderjackie | Nov 15, 2024 | Buying
Have you heard the acronym PITI and aren’t sure you understand what it means? When you’re looking at your projected mortgage expenses as you prepare to buy a home, the monthly mortgage payment you make will include the principal, interest, taxes, and...
by mylenderjackie | Nov 7, 2024 | Credit
Your credit score makes all the difference in your ability to buy a home and the terms you will get on your mortgage. While the credit score is designed to put a measurable quantity on your ability to manage debt, it doesn’t give the full picture of your...
by mylenderjackie | Oct 28, 2024 | Buying
We believe in giving our clients options for their mortgages. Whether you need a bank statement loan, a VA loan, a conventional loan, or a creative solution for your investment goals, we love to be the source of our clients’ financing solution. One of the...
by mylenderjackie | Oct 24, 2024 | Loan Programs
Are you planning to list your home for sale soon? Some homeowners figure they should wait until spring, the season that is conventionally considered a smart time to sell. However, if you’re thinking about selling your home, you don’t actually need to wait until...
by mylenderjackie | Oct 8, 2024 | Loan Approvals
As you step into the mortgage lending world, there are many terms that can be confused with one another and even sound synonymous. Pre-qualification and pre-approval are a perfect example of this. Many people make the mistake of using the two interchangeably, but they...
by mylenderjackie | Oct 5, 2024 | Buying
After getting pre-approved for a mortgage, it’s common for borrowers to breathe a sigh of relief and feel as though they’ve arrived. While pre-approval is an important milestone that should give you confidence in your ability to move forward with the...
by mylenderjackie | Sep 26, 2024 | Loan Programs
Non-QM mortgages have become a popular solution for savvy real estate investors looking for flexible in required documents, closing dates, or loan terms. The more you learn more a non-QM loan, the easier it is to see why these have become a top choice for experience...
by mylenderjackie | Sep 17, 2024 | Loan Programs
Non-QM Loans can be a brilliant solution for borrowers who are not a good fit for a typical mortgage, but there are some common myths about non-QM loans that sometimes stand in the way of making a confident and informed decision. If you’re considering applying...