Are Non-QM Loans Too High Risk?
When it comes to buying a home or investment property, traditional mortgage loans are often the first stop. But for many buyers—especially self-employed individuals, real estate investors, or those with unique financial situations— a traditional mortgage simply...
Bosses Don’t Rent! (How to Be an Owner)
Bosses Don’t Rent! (How to Be an Owner) – Whether you’re starting a business or already own one and are interested in learning more about a No Ratio mortgage, how it works, and the best way to qualify to buy a home this post is for you! Bosses Don’t...
Is It Faster to Get a Non-QM Loan than a Traditional Mortgage?
A non-QM mortgage can be the unique solution you’re looking for when you want to buy real estate, but don’t fit the typical mold. For self-employed borrowers, individuals who make most of their income from investments, or anyone who wants to qualify...
How is a Non-QM Loan Different, and Why Should I Consider One?
If you’ve heard of a non-QM loan but aren’t sure if it’s right for you, then you’ve come to the right place. We have developed an expertise in connecting our clients with the financing that best aligns with their needs and goals. If...
Are the Higher Interest Rates on a Non-QM Loan Worth It?
One reason some of our clients have delayed in applying for a non-QM loan like a bank statement mortgage or cash flow investment loan is the interest rates. In many cases, the mortgage interest rate for a non-QM loan will be a bit above what you would get with a...
Is the Documentation for a Bank Statement Loan More Complicated?
Bank statement loans can be a streamlined alternative to traditional mortgage applications. For many hopeful homebuyers—especially self-employed individuals, business owners, and freelancers—getting approved for a mortgage using traditional income documentation can be...
Mortgage FAQs During a Divorce
Mortgage FAQs During a Divorce – If you are in the middle of the divorce process, you may be wondering how this will affect your mortgage options. In this challenging transitional period, we are here to help. To speak with a loan officer about refinancing,...
How Can I Qualify for a Mortgage If My Income is Seasonal or Fluctuating?
Buying a home is a dream that may feel out of reach if your income fluctuates dramatically or is greatly affected by seasonality. You may assume you won’t be able to qualify for a mortgage without the traditional income verification most lenders require, but we...
Getting a Mortgage When You’re Self-Employed: It’s Easier Than You Think
Buying a new home is a dream for many self-employed individuals who find themselves held back by the hurdles required to submit an application. Unfortunately, there are some myths that continue to be perpetuated about how difficult it is to buy a home when you are...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.