Self-Employed Home Loan Options: Mortgages Without Tax Returns
If you’re self-employed and looking to buy a home, you’ve probably already discovered how challenging it can be to qualify for a traditional mortgage. Standard lenders often rely heavily on W-2s and tax returns to verify income, and in many cases that just...
What Is a Non-QM Loan and Who Actually Benefits from One?
If you’ve been searching for jumbo cash-out refinancing in California, exploring a jumbo loan refinance to pay off a Home Tap loan, or comparing jumbo mortgage refinance rates in California, you’re in the world where Non-QM loans (Non-Qualified Mortgage) solutions...
Self-Employed Home Loans in California: Your Bank Statement & Jumbo Mortgage Options
If you’re searching for home loans in California and you are self-employed, you already know that getting approved through a traditional bank isn’t always easy. Many entrepreneurs, freelancers, and investors run profitable businesses but are still denied for a...
How to Refinance and Get Out of a Home Tap Loan in California
Home Tap and other equity-sharing agreements have become popular in California, especially among homeowners who own luxury homes but don’t have the liquid assets to renovate or remodel they way they would like. These programs offer upfront cash in exchange for a...
Our Client’s $7.7M Malibu Jumbo Cash-Out Refinance Success Story
When you own a luxury home in Malibu, traditional mortgage lending isn’t always the right fit. If you own a luxury property or invest in high-end real estate in Southern California, you know that the opportunities are amazing but the challenges are unique. Savvy...
Why You Don’t Need to Be Intimidated By Jumbo Loans
Are you looking at typical mortgage financing and finding that it doesn’t align with your Southern California real estate goals? For example, you may be running into road blocks with the size of your loan. A jumbo loan is a mortgage that exceeds the conforming...Creative California Jumbo Loan Solution – $8M Mortgage Closed Fast | Jackie Barikhan
California Jumbo Loan Success: $8 Million Mortgage Closed Fast How jumbo loan expert Jackie Barikhan at Summit Lending helped a self-employed buyer secure financing for an $8M California luxury home When a high-net-worth entrepreneur set out to purchase an $8 million...
How We Helped Our High-Net Worth Self-Employed Borrower Secure a Luxury Irvine Property
Many times over the years we have helped high-net worth clients achieve their goals with real estate, buying properties they thought may be out of reach because of their unique income structure or needs. Let’s walk through a recent success story with one of our...
What I Wish More Buyers Knew About Jumbo Loans Before Shopping for Luxury Real Estate
If you’re eyeing a high-end property in Malibu or a luxury home in Orange County, chances are you’ll need a jumbo loan, and navigating this kind of mortgage is a lot different than a conventional one. As a mortgage professional who’s worked closely with...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.