11 Reasons You Should List Your Home During the Holidays
Are you planning to list your home for sale soon? Some homeowners figure they should wait until spring, the season that is conventionally considered a smart time to sell. However, if you’re thinking about selling your home, you don’t actually need to wait until...
What is the Difference Between Pre-Qualification and Pre-Approval (& Which Do I Need?)
As you step into the mortgage lending world, there are many terms that can be confused with one another and even sound synonymous. Pre-qualification and pre-approval are a perfect example of this. Many people make the mistake of using the two interchangeably, but they...
Three Honest Mistakes That Can Impact Your Ability to Close on a Mortgage
After getting pre-approved for a mortgage, it’s common for borrowers to breathe a sigh of relief and feel as though they’ve arrived. While pre-approval is an important milestone that should give you confidence in your ability to move forward with the...
Why Savvy Real Estate Investors are Turning to Non-QM Mortgages
Non-QM mortgages have become a popular solution for savvy real estate investors looking for flexible in required documents, closing dates, or loan terms. The more you learn more a non-QM loan, the easier it is to see why these have become a top choice for experience...
Watch Out for These Myths About Non-QM Loans
Non-QM Loans can be a brilliant solution for borrowers who are not a good fit for a typical mortgage, but there are some common myths about non-QM loans that sometimes stand in the way of making a confident and informed decision. If you’re considering applying...
Understanding What Happens with Loan Approval During Escrow
If you’re preparing to buy a home, understanding the financing process of loan approvals is key to being able to make an offer with confidence. We know that getting a mortgage can be daunting, as it is a unique financing process that may feel confusing or...
The Challenges of Buying a Home When You are Your Own Boss
If you are your own boss, running your own business as a self-employed individual, applying for a mortgage and buying a home can be tricky. Typical mortgage applications are designed for people with predictable income and a W-2, so when you are self-employed it can be...
Choosing the Right Mortgage for Your Financial Situation
As you are preparing to get a mortgage, you may be asking what the best type of mortgage is and what fits your financial situation best. There is no one size fits all “best” option when it comes to a mortgage because each borrower has their own unique...
Signs You’re Ready to Become a Homeowner
A common question among our future clients is when they will be ready to buy their first home and become a homeowner. With constantly changing interest rates and home prices, keeping up can be daunting. The great news is, there are a few signs that you’re ready...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.