Pros and Cons of Applying for a Mortgage Without Your Spouse
Married couples who are refinancing their home or purchasing a new one do not have to include both people on the mortgage. In some cases, including both spouses on the paperwork can cause more setbacks. The most common setback is when one spouse has a significantly...
Why Fannie Mae and Freddie Mac Impact Every Mortgage
When you begin to apply for a mortgage loan or even just research what you should know about current mortgages and what is out there, you will no doubt hear or read the words Freddie Mac and Fannie Mae. Fannie Mae and Freddie Mac are the financial entities that fuel...
How Working with a Broker is Different from a Lender
You have decided you are ready to buy your next home, the one that will help you to live out where you want to be in the next stage of life. Before you go house shopping and fall in love with a home, it is wise to find out what kind of mortgage you could qualify for....
California New Home Buyer Programs in 2020
California New Home Buyer Programs in 2020 – Buying a home is a huge investment and the biggest investment most people will make in their lifetime. If you are buying a home for the very first time it can seem daunting and quickly become overwhelming, especially...
Tailored Pre-Approval Letters Can Help in a Bidding War
We talked about the benefits of a pre-approval letter and how it makes you a more qualified buyer when you present this letter to sellers when submitting an offer. But, a tailored pre-approval letter can actually help you win a bidding war. Here’s what I mean. A...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.