What to Expect When Financing a Rental
Planning on buying a home for rental or investment purpose? There are certain things you should know about the financing process. It’s a little bit different than buying a home you’re going to occupy so it’s important to know the terms, the rates,...
Can Your Lender Offer Legal Advice?
You may often find real estate attorneys that are also licensed brokers or agents but you usually won’t find a mortgage officer that is also practicing law. A real estate attorney can conduct a real estate transaction from the purchase and sale agreement to...YOU MAY BE A WINNER! And Other Ridiculous Bank Adverts
I’m sure you’ve gotten them in the mail, those advertisements and marketing ploys that say you may already be a winner or you may already be qualified yada yada. How do they know if you’re a winner or if you’re qualified? Well, they...VA Loans Extremely Beneficial to Military
One of the biggest concerns for the military now in California is the question of affordability. Some people have bought into the myth that the VA loan limit in California is far less than the median price of a home This thought actually is really just a myth. The...
Should Sellers Get a Home Inspection Before Listing?
Even though this isn’t necessarily a mortgage or financial post, I wanted to talk about the importance of a home inspection when buying a property and also BEFORE listing a property. With some mortgages, the home inspection is imperative to the financing of a...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.