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Shawn McElderry
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Pros and Cons of an FHA Loan
Deciding which type of mortgage is right for you comes down to a combination of financial details and personal preference. If you are prepared with good credit and stable employment, you may be lucky enough to have multiple mortgage options when you prepare to buy...
5 Tips on Improving Your Credit Score in California
It is important to understand the general importance of a credit score, and what having a good score can mean for you and your future. The official definition of a credit score is summed as a numerical expression based upon a level analysis of an individual's credit...
Are No-Doc Loans Still Available in 2022?
Are No-Doc Loans Still Available in 2022? - If you have a less than traditional employment situation, maybe you are self-employed, maybe you do gig work, or something similar, you may still be able to get a no-document mortgage to help you purchase a home this year. A...
HERO Loans: They Might Seem More Promising Than They Are
HERO Loans They Might Seem More Promising Than They Are What is a HERO loan? In the simplest of terms, a HERO loan is a government-backed mortgage product offered to those homeowners that would like help covering the cost of energy-efficient improvements made to their...
Are You Having Trouble Getting Out of a Ygrene or HERO Program?
Are You Having Trouble Getting Out of a Ygrene or HERO Program? In theory, the overall objective of the HERO or Ygrene loan programs under the PACE program seems like a helpful and beneficial way to incorporate environmentally friendly green products into your home....