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Shawn McElderry
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How Working with a Broker is Different from a Lender
You have decided you are ready to buy your next home, the one that will help you to live out where you want to be in the next stage of life. Before you go house shopping and fall in love with a home, it is wise to find out what kind of mortgage you could qualify for....
The Basics of No-Closing-Cost Refinances
Right now a large number of home owners are hoping to take advantage of historically low interest rates and refinance so they can lower their monthly mortgage payment. Is a no-closing-cost loan refinance a better way to go? The Details of a No-Closing- Cost Mortgage...
What Mortgage Rate Can I Get Compared to the Average Rate?
Mortgage rates are lower than they have been in several years making this a really good time to apply for a mortgage and take advantage of lower payments. One thing applicants should be aware of though is that the national averages you see on the news and read about...
Locking in a Mortgage Rate as Buyer’s Get Competitive
At this time borrowers have a chance to lock in mortgage rates at historically low rates. Lower inventory to purchase from and a competitive seller’s market can make finding the right home a bigger challenge. This has some buyers wondering when they should lock in...
Tips for Scoring Lower Rates and Speedier Closings on Mortgages Right Now
Obtaining a mortgage in the spring and summer of 2020 while many areas begin to slowly open up after pandemic shutdowns means longer wait times for the underwriting process and final approval as well as much tighter qualification standards. Right now lenders are...