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Martin Wilson Realty One Group
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Joan Williams, RTRP, CTEC
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Shawn McElderry
Shawn McElderryFinancial Advisor/CEO
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shawn.mcelderry@monarchwealth.com
Your Credit Score and Your Mortgage
One of the biggest inquiries home buyers have about applying for a mortgage is how their personal credit score will affect or determine their ability to qualify, because an applicant’s credit, or FICO score, is a key determining factor. In general, the mortgage...
California New Home Buyer Programs in 2020
California New Home Buyer Programs in 2020 - Buying a home is a huge investment and the biggest investment most people will make in their lifetime. If you are buying a home for the very first time it can seem daunting and quickly become overwhelming, especially just...
5 Mortgage Advice Tips for First-Time Orange County Homebuyers
If you are a first- time home buyer, the process of getting a mortgage for a property can be daunting. It’s really important if you are a buyer in Orange County, to work with a specialist to gather mortgage advice, before you enter a purchase contract/ mortgage...
Can I Use a Refinance to Buy a Second Home?
Rates are extremely low right now in fact, in December, they are the lowest they've been this month in seven years. That means it's a great time to consider a refinance were buying your first or even your second home. But can you take the money out of your current...
Stated Income Loans are Ideal for Real Estate Investors
Stated income home loans used to be widely available before the recession in 2008. And although we're not back to the subprime mortgage bust, and hopefully never will be, these loans were extremely valuable and they're making a huge comeback. In 2010, the Dodd-Frank...