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First Time Homebuyer – Keep It Simple
Partner with Jackie at Right Choice Mortgage and find a place to call home The freedom and security that come from owning a home are major reasons to become a homeowner. Putting down roots frees you from rising rent, but it also grants you so much more. As a mortgage...
Mortgage Rates are LOW -2016 Forecast
If you are looking to purchase a new home or refinance in 2016, the news is good! Mortgage Rates are still low. Mortgage rates haven’t moved much in the past few years and have stayed between 3% and 4% for a 30-year fixed-rate mortgage. Steady rates have helped home...
10 Commandments During Home Loan Process
10 Commandments when Applying for a Home Loan in California 1. Thou shall not change jobs or become self-employed (The previous 2 years prior to applying is best to be stable at the same job) 2. Thou shall not buy a car, truck or van until "after" you close on your CA...
Getting a Home Loan with Bad Credit – How long to wait?
Below are the newest guidelines for Fannie Mae and Freddie Mac (Conventional Loans) which show how long you would have to wait to get a home loan after a "Bad Credit" event. Conventional loans are typically the best rates and terms available. There are other options...
The Rules Have Changed for Mortgage Loans
--- All About TRID (the new mortgage disclosures) Starting this week – after October 3rd – getting a mortgage loan has a new disclosure process designed to help the consumer understand, in a clear format, the complexities of a real estate...