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UNITED TAX SERVICE
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Shawn McElderry
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How Long Will a Bankruptcy or Foreclosure Keep Me From Buying a Home?
This is a common question for many potential homebuyers: how long will a bankruptcy keep them from buying a home or how long after a foreclosure can a borrower apply for a home loan? Both of these situations are very unique and different in and of themselves. A...
Refinancing After Mortgage Modification
Refinancing after a mortgage modification is something we get asked about quite frequently. Those that have had a modification to their mortgage have usually done so because they've proven to the lender they've gone through a financial hardship and can no longer make...
Can I Still Buy a Home With Bad Credit?
Bad credit. It can follow you around for years, even after you've done everything possible to correct certain mistakes, errors, or even lapses in judgment. We've all done it! Put something on credit when we know we should have held off or missed a payment or two. But...
The 4 Biggest Refinance Questions
You've heard about refinancing, you've seen Joe and Mary down the street pull out $20,000 for a kitchen remodel, which you know they didn't have in the bank and you're wondering if refinancing is a good option for you? As a loan officer, I've heard just about every...
What is the HomeReady™ Program and Do I Qualify?
We've been hearing a lot of talk lately about Fannie Mae's HomeReady™ Program but what is it and how can it work for you? This program is designed for today's homebuyers. It is designed for creditworthy, low to moderate income borrowers. This program was created back...


Kory Jackson
Shawn McElderry