When Will This Chaotic Mortgage Market Settle Down?
Many things besides physical health have been affected by this pandemic. One of those things is the mortgage market, but why? How would this cause such a crazy roller coaster in interest rates? There are two main factors that have thrown the mortgage market off its...
Mortgage Rate Predictions for 2020
What should we expect in the mortgage rate industry for 2020? Well, here we are, a new decade and a new year but what should we expect from the mortgage industry, interest rates, and how the housing market will go this year? Experts have rounded up their predictions...
What Happens if the Appraisal Comes in Too Low?
You’ve chosen to buy a house or maybe you’re refinancing and everything’s going along great. The inspection has passed, things look like they’re moving forward, and then you get the appraisal back. Oh no! The appraisal came in lower than...
Wire Fraud in Real Estate – What to Be Aware of
It seems every week we hear something about money fraud or wiring fraud after real estate transactions and mortgage or financial transactions. In March of last year, the California Department of Real Estate issued a consumer alert and warning against timeshare fraud....Secrets to a Real Estate Appraisal
Too many buyers, sellers, and even agents out there assume too many things about the real estate appraisal. They assume it’s an “average” price, or maybe they can look up comparables and a “price per square foot”… but that’s...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.