Steps for Buying a Home in California in 2023
As you prepare for buying a home in California in 2023, it helps to understand the typical home-buying process. Each person’s journey to homeownership is unique, but there are some standard steps you can expect to take. We’ve laid it out below, and are...
Everything You Need to Know about a Co-Signer
Everything You Need to Know about a Co-Signer – In the process of applying for a mortgage, you may hear someone suggest you have a co-signer. There can be benefits to having a co-signer on your mortgage, but it is not necessary for everyone. Here’s what...
Qualifying for a Mortgage in 2023 as a Self-Employed Borrower
When you look for information about qualifying for a mortgage, most of what you find online is geared toward traditional borrowers with a W-2 and an employer. If you are self-employed, this might leave you wondering what the secret is to qualifying to buy a home when...
Why You Shouldn’t Wait to Apply for a Mortgage
Why You Shouldn’t Wait to Apply for a Mortgage – There are plenty of factors that might be leading you to wait on applying for a mortgage. Maybe you are worried about how to qualify as a newly self-employed person or entrepreneur, or maybe you’ve...Tips to Moving with Pets 2023
Moving can be stressful for the entire household, including pets. Moving brings plenty of noise, change in routine, and added hustle and bustle. It’s easy for both humans and pets to get overwhelmed. To make this adjustment less stressful for your pet, there are...
Does the Length of My Credit History Matter?
Does the Length of My Credit History Matter? – Your credit score is one of the most important metrics underwriters look at to determine your eligibility for a mortgage. This 3-digit number says a lot about how you manage debt and whether you are able to take on...Donating and Decluttering Before A Move
The process of decluttering doesn’t have to be complicated. Start by making time to sort through your belongings before the move. The more time you have, the better, as it allows you to put more thought into decluttering decisions. Next, create a plan on how to tackle...
What is PMI and How Do I Know If I’ll Have to Pay It?
What is PMI and How Do I Know If I’ll Have to Pay It? The more you research buying a home, the more acronyms you will come across. If you’re feeling lost among all the new terms, we can help break it down so that you feel confident and well-informed to...
How Alimony and Child Support Affect Your Mortgage Application
Buying a home after divorce can be complicated, especially if your income is a combination of your wages, alimony, child support or if you are the one making alimony or child support payments. With the right information and a great loan officer on your side,...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.