Closing Cost FAQs

by mylenderjackie | Dec 20, 2023 | Buying

Closing costs are an essential part of the mortgage process, and we know you might have questions about them. These costs, incurred at the closing of your transaction, cover a list of fees and services associated with the home buying process. To demystify the...

Tips to Help You Save for a House

by mylenderjackie | Dec 11, 2023 | Buying

Buying your first home is exciting, but it’s no secret that is can be overwhelming, too. One of the biggest stressors for first time homebuyers tends to be figuring out how to save for a house. If you want to become a homeowner but are wondering how to make...

What to Know About Buying a Fixer Upper as an Investment Property

by mylenderjackie | Dec 4, 2023 | Buying

Have you been wondering if buying a fixer upper is a smart investment move? When you realize the potential offered by real estate investing to build financial stability, generate passive income, and create generational wealth, it’s only a matter of time before...

How to Choose the Right Mortgage as a Real Estate Investor

by mylenderjackie | Nov 28, 2023 | Loan Programs

When you decide to get into real estate investing, securing the right financing is a crucial step towards achieving success. The availability of various loan options can be overwhelming, especially for first time real estate investors. Choosing the right loan tailored...

Where to Look for an Investment Property

by mylenderjackie | Nov 20, 2023 | Buying

One of the best ways to combat inflation is to own real estate, and owning an investment property can provide even more safeguards to offset increased costs. If you are looking into buying your first real estate investment, one of the key factors you need to figure...

Mortgage Backed Securities for Dummies – MBS 101 [2023]

by mylenderjackie | Nov 13, 2023 | Loan Programs

Mortgage Backed Securities for Dummies (Just Kidding) – MBS 101 Let me share with you the several factors that influence Mortgage Backed Securities which determines what rate you will get. Timing the market for the best opportunity to lock a California mortgage...

Am I Ready for an Investment Property?

by mylenderjackie | Nov 13, 2023 | Purchasing a Home

Building your passive income and creating a financial legacy are some of the many reasons people choose to buy an investment property. There is an extensive list of benefits associated with owning a rental property, whether you are house hacking a duplex, operating a...

Why is it Hard to Qualify for a Mortgage While Self-Employed in California?

by mylenderjackie | Oct 30, 2023 | Loan Approvals

If you are self-employed and hoping to buy a home in California, there are going to be some hurdles in your way with many of the application processes. Many self-employed people wonder how they will be able to become homeowners because the traditional mortgage...

Tips for First Time Real Estate Investors in California

by mylenderjackie | Oct 25, 2023 | Buying

If you’re a first time real estate investor, you may be reeling while trying to figure out the best place to start. Real estate investing in California is one of the best ways to build passive income and generate wealth, but it’s also one of the most...

What to Do When You’re Denied a Mortgage as a Self-Employed Borrower

by mylenderjackie | Oct 17, 2023 | Stated Income Loans

Have you been denied your mortgage application as a self-employed person? Even when you are confident you can afford the amount you are applying to borrow, many lenders might not approve you for the loan because you don’t have the traditional tax returns or pay...