The Details of A Conventional Loan
Do you remember the first time you thought about purchasing a home? You most likely had the best and most aesthetically pleasing home in your mind’s eye. All of these fun imaginative ideas can come true but you probably weren’t thinking about a mortgage,...
DSCR Loans for Investors
DSCR Loans for Investors – Looking for a creative way to invest in real estate without verifying income? A DSCR loan might be the perfect way to spice up your real estate portfolio. By purchasing an investment property, you can add a stream of income that can be...
How To Choose Your Mortgage Lender
When you want to purchase a home you usually contact a real estate agent first. They will then put you in contact with a mortgage lender if you haven’t already started working with one. You aren’t ready to buy your first home until you are pre-approved and...
Home Loan Options for Self Employed
Home Loan Options for Self Employed – When you’re self-employed and you want to buy a home, you fill out the same mortgage application as everyone else. Mortgage Lenders also consider the same things when you’re a self-employed borrower: your credit score, how...5 Signs You Might Have Chosen the Wrong Lender
I have heard some stories over the years of clients that had a less than happy ending with their mortgage lender and loan officer. Here’s a list of 5 signs you need to look out for before going down the wrong road: 1. They don’t ask for any documentation –...
What to Know About Getting a Home Loan in California
It is no small feat when it comes to keeping track of your work when you are self-employed. There are often more hurdles to leap when applying for a mortgage when you are self-employed than wage-earning employees do. The personal income of the self-employed can appear...
5 Important Things to Know Before Applying for Your First Loan
There are a few things to consider when applying for your first loan, including checking over your credit to compare it with your monthly debt payments. If you are applying for your first personal loan it is important to have certain knowledge so you can provide this...
How to Qualify for a Mortgage in Today’s Market
How to Qualify for a Mortgage in Today’s Market – Ready to take the leap from renting to owning? Investing in real estate is one of the best things you can do for your financial stability and the future of your family. If you are new to buying real estate,...
Pros and Cons of an FHA Loan
Deciding which type of mortgage is right for you comes down to a combination of financial details and personal preference. If you are prepared with good credit and stable employment, you may be lucky enough to have multiple mortgage options when you prepare to buy...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.