What to Do If You’ve Been Denied for a Mortgage Part 1
Not all mortgages end in final approval and the purchase of a home. Some mortgages never get to the final signing of papers and handing over of keys. If you have been denied for a home loan the following articles have some great tips on what to do next. Thoroughly...
7 Tips to Help Reduce Closing Costs
7 Tips to Help Reduce Closing Costs – Closing costs are the fees associated with wrapping up and finalizing your mortgage loan. While there is no way to completely avoid paying them, there are some ways that you can pay less closing costs. There are some...
Your Credit Score and Your Mortgage
One of the biggest inquiries home buyers have about applying for a mortgage is how their personal credit score will affect or determine their ability to qualify, because an applicant’s credit, or FICO score, is a key determining factor. In general, the mortgage...
California New Home Buyer Programs in 2020
California New Home Buyer Programs in 2020 – Buying a home is a huge investment and the biggest investment most people will make in their lifetime. If you are buying a home for the very first time it can seem daunting and quickly become overwhelming, especially...
Obtain a Mortgage When You are Newly Self-Employed
Being self-employed is exciting, and adventurous as well as challenging. You can set your own hours and decide your own income. You have the satisfaction of building something that is all your own instead of building something for someone else. Obtain a Mortgage When...5 Mortgage Advice Tips for First-Time Orange County Homebuyers
If you are a first- time home buyer, the process of getting a mortgage for a property can be daunting. It’s really important if you are a buyer in Orange County, to work with a specialist to gather mortgage advice, before you enter a purchase contract/ mortgage...
Mortgage Rate Predictions for 2020
What should we expect in the mortgage rate industry for 2020? Well, here we are, a new decade and a new year but what should we expect from the mortgage industry, interest rates, and how the housing market will go this year? Experts have rounded up their predictions...
Can I Use a Refinance to Buy a Second Home?
Rates are extremely low right now in fact, in December, they are the lowest they’ve been this month in seven years. That means it’s a great time to consider a refinance were buying your first or even your second home. But can you take the money out of your...
Difference Between Bank Statement Loans and Stated Income
I am very passionate about this type of home loans for the self-employed. I’ve been working with several lenders for multiple years now on bank statement loans and stated incomes but is there really a difference? I did a post that bank statement loans are the...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.