The Importance of Completing a Transfer Disclosure Statement Before Selling Your Home
If you’re ready to get serious about selling your home, start thinking about your house’s history in earnest. California law requires sellers to complete a Transfer Disclosure Statement to notate any issues their home has, to protect both buyers and sellers. Let’s...
7 Common Mistakes to Refinancing
There are many reasons why we consider refinancing our mortgage loan, the main reason, of course, is the possibility of saving money on our monthly home payment. Before you actually refinance read through these common refinance mistakes to make sure refinancing is...
What to Do if You’ve Been Denied for a Mortgage Part 2
What to Do if You’ve Been Denied for a Mortgage Part 2 – If you have applied for a mortgage and have been denied, you are probably wondering why you were not approved and if there is any hope of you becoming a new homeowner in the future. In an earlier...
What to Do If You’ve Been Denied for a Mortgage Part 1
Not all mortgages end in final approval and the purchase of a home. Some mortgages never get to the final signing of papers and handing over of keys. If you have been denied for a home loan the following articles have some great tips on what to do next. Thoroughly...
7 Tips to Help Reduce Closing Costs
7 Tips to Help Reduce Closing Costs – Closing costs are the fees associated with wrapping up and finalizing your mortgage loan. While there is no way to completely avoid paying them, there are some ways that you can pay less closing costs. There are some...
Your Credit Score and Your Mortgage
One of the biggest inquiries home buyers have about applying for a mortgage is how their personal credit score will affect or determine their ability to qualify, because an applicant’s credit, or FICO score, is a key determining factor. In general, the mortgage...
California New Home Buyer Programs in 2020
California New Home Buyer Programs in 2020 – Buying a home is a huge investment and the biggest investment most people will make in their lifetime. If you are buying a home for the very first time it can seem daunting and quickly become overwhelming, especially...
Obtain a Mortgage When You are Newly Self-Employed
Being self-employed is exciting, and adventurous as well as challenging. You can set your own hours and decide your own income. You have the satisfaction of building something that is all your own instead of building something for someone else. Obtain a Mortgage When...5 Mortgage Advice Tips for First-Time Orange County Homebuyers
If you are a first- time home buyer, the process of getting a mortgage for a property can be daunting. It’s really important if you are a buyer in Orange County, to work with a specialist to gather mortgage advice, before you enter a purchase contract/ mortgage...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.