by mylenderjackie | Nov 5, 2018 | Buying
The decision to buy either a house or condominium comes down to personal preference and the type of house you want to maintain. Condos can be easier on the maintenance but higher on the homeowner association dues because of that lack of maintenance. However, both have...
by mylenderjackie | Oct 29, 2018 | Buying
I’ve spoken to a few clients these days and a lot of them have asked about the subprime mortgage bust in 2007 and 2008 and a lot are wondering are we at the top of our real estate market now? Are we going to start heading downward and are things looking bleak...
by mylenderjackie | Oct 8, 2018 | Loan Programs, Stated Income Loans
For self-employed individuals, a bank statement home loan may be the best thing since sliced bread. Instead of using W-2’s and tax returns, which most loans rely on, a bank statement loan uses the money you deposit into your bank account each month as proof of...
by mylenderjackie | Oct 1, 2018 | Blog, Purchasing a Home
Too many buyers, sellers, and even agents out there assume too many things about the real estate appraisal. They assume it’s an “average” price, or maybe they can look up comparables and a “price per square foot”… but that’s...
by temineth | Oct 1, 2018 | Uncategorized
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by mylenderjackie | Sep 24, 2018 | Loan Programs, Stated Income Loans
Introducing the 24 Month Bank Statement Loans For Self Employed Borrowers Self-employed borrowers rejoice! There are now bank statement loans for self-employed borrowers with no lender overlays on government and conventional loans. So what does this mean for...
by mylenderjackie | Sep 19, 2018 | Purchasing a Home
Did you know that real estate makes a huge impact on the economy? When a home is sold, it’s a paycheck for so many people involved in just one real estate transaction. And often, sellers who sell their home will naturally buy another one, starting the process...
by mylenderjackie | Sep 17, 2018 | Credit
Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...
by mylenderjackie | Aug 28, 2018 | Blog, Credit
You may have heard the term “good debt” and “bad debt”. Good debt is typically a mortgage payment, car loan, and student loans; loans that have a consistent monthly payment and help build credit. Bad debt is considered revolving credit cards or...
by mylenderjackie | Aug 23, 2018 | Refinance Your Home Loan
A lot of clients come to me lately about a refinance. Is it a smart time to do a refinance and what kind of rates should you expect from a refinance right now? Sometimes the decision to refinance is based on a lot of different factors including interest rates, your...