Hidden Things That Can Ruin Your Credit Score
Your credit score and history is one of those magical things that sit out there in the inter-webs just waiting to be increased, decreased, or inquired upon. That magical little number can offer excellent rates on loans or prevent you from getting the home of your...
Will My Student Loan Affect My Chances of Getting a Home Loan?
You may have heard the term “good debt” and “bad debt”. Good debt is typically a mortgage payment, car loan, and student loans; loans that have a consistent monthly payment and help build credit. Bad debt is considered revolving credit cards or...
When Does it Make Sense to Refinance?
A lot of clients come to me lately about a refinance. Is it a smart time to do a refinance and what kind of rates should you expect from a refinance right now? Sometimes the decision to refinance is based on a lot of different factors including interest rates, your...
Avoid Home Loan Pre-Approval Shaming
Being Pre-Approved is Your #1 Home Buying Preparation Tool Unless you are paying cash for a house it is imperative to get a mortgage pre-approval letter. What is this letter? A preapproval letter is a letter from your mortgage officer or bank, stating that you can...How to Get Out of a HERO Loan
If you are looking for a pay off demand for your Hero Loan please go here: HERO Payoff Request Energy & EnvironmentalPhone: 800-969-4382HERO Payoff Website The term HERO stands for Home Energy Renovation Opportunity and is a government based program providing...Can I Still Buy a Home with No Down Payment?
How to Buy a House with No Down Payment in 2019 In This Article You Will Learn: Types of No or Low Down Payment Loans If this loan is right for you Down Payment Assistance Eligibility First Time Buyers AND Repeat Buyers The down payment is usually the biggest barrier...PACE- HERO – YGRENE Loans Failed to Help Homeowners
Government program! We can help you! Low income and no credit check – No problem! Almost sounds too good to be true, and then you discover that it is. Known as the Pace program, this increasingly popular form of home improvement financing is designed to help...How to Deal with a Mortgage After a Breakup
Breaking off a marriage or relationship is never easy but when you have a house and a mortgage on top of that, it can be even more complicated. If you’ve purchased the house together it’s not as easy as simply walking away. Regardless of whether the...7 Simple Steps to an Easy Refinance
There are two types of refinancing out there, the rate and term financing or cash-out refinancing. These are really the two reasons someone would refinance. Either you want a lower rate to save money on your monthly mortgage payment and better terms or you’re...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.