Want to Remodel But Can’t Save That Much? Time to Refinance
I spoke to a couple this week that was toying with the idea of refinancing. They currently have a 30-year loan with about $250,000 left to pay. They haven’t refinanced for a few years and were trying to save up enough to remodel their kitchen. They’ve been...
3 Things to Do if You Want to Buy But Can’t Afford a Down Payment
20% seems like an awful lot of money to put down on a house these days, especially considering home prices are rising continuously. $20-$30,000 certainly isn’t chump change and it can be difficult for first-time homebuyers to come up with that much of a down...
12 Homebuying Tips from a Frequent Home Buyer
There’s no better way to learn than from those that have come before. Learning from others, from past mistakes and successes all culminates in making informed decisions when home buying. Because I focus on first time home buyers, those with less-than-perfect...6 Key Things That Help You Qualify for a Mortgage
It’s springtime! And there’s no better time to prepare to buy a house. Rates are still low, although they are creeping up, and there’s plenty of inventory. So you want to pull the trigger on a new home loan. Doing some research ahead of time will set...
The 3 Best Mortgage Tips for May 2018
Well, here we are, already into the month of May. Taxes are done and out of the way and now you might be thinking about refinancing or even buying another home. If a new mortgage or home loan is on the horizon for 2018, here are some things you can do now to set...
Can I Get a Home Loan or Refinance if I’m Self-Employed?
Self-employment – Entrepreneur. It means a lot of things and sometimes self-employed people think they may not be able to get a home loan because they don’t collect a W-2 and they think it might be impossible to prove their income. But this is not the...
Is RocketMortgage Worth It?
We live in an age of button pushers and talking to our devices. With Google and Alexa we practically don’t have to do anything anymore. Just tell her what to do and if she’s connected, she can do it. So what about this RocketMortgage? On the surface, it...
2 Major Myths That May Be Holding Back Buyers
The Urban Institute recently published a report discussing the obstacles to accessing homeownership. 80% of consumers either are unaware of how much lenders require for a down payment or believe all lenders require a down payment of over 5%. My job is to educate...
Keeping Your Mortgage Approval Approved!
The last thing any buyer wants is to have their financing fall through before they closed on a new house. It’s tough enough these days to qualify for a mortgage so you don’t want to do anything that could damage your mortgage or upset your interest rates...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.