Can I Still Buy a Home with No Down Payment?
How to Buy a House with No Down Payment in 2019 In This Article You Will Learn: Types of No or Low Down Payment Loans If this loan is right for you Down Payment Assistance Eligibility First Time Buyers AND Repeat Buyers The down payment is usually the biggest barrier...PACE- HERO – YGRENE Loans Failed to Help Homeowners
Government program! We can help you! Low income and no credit check – No problem! Almost sounds too good to be true, and then you discover that it is. Known as the Pace program, this increasingly popular form of home improvement financing is designed to help...How to Deal with a Mortgage After a Breakup
Breaking off a marriage or relationship is never easy but when you have a house and a mortgage on top of that, it can be even more complicated. If you’ve purchased the house together it’s not as easy as simply walking away. Regardless of whether the...7 Simple Steps to an Easy Refinance
There are two types of refinancing out there, the rate and term financing or cash-out refinancing. These are really the two reasons someone would refinance. Either you want a lower rate to save money on your monthly mortgage payment and better terms or you’re...When Can I Qualify for a Mortgage After Bankruptcy?
Have you had to deal with a short sale, foreclosure, or bankruptcy? If anyone of these financial issues has plagued you in the past you might be wondering when you can qualify for a mortgage again. Typically, it’s only a matter of time. The waiting period is...Want to Remodel But Can’t Save That Much? Time to Refinance
I spoke to a couple this week that was toying with the idea of refinancing. They currently have a 30-year loan with about $250,000 left to pay. They haven’t refinanced for a few years and were trying to save up enough to remodel their kitchen. They’ve been...
3 Things to Do if You Want to Buy But Can’t Afford a Down Payment
20% seems like an awful lot of money to put down on a house these days, especially considering home prices are rising continuously. $20-$30,000 certainly isn’t chump change and it can be difficult for first-time homebuyers to come up with that much of a down...
12 Homebuying Tips from a Frequent Home Buyer
There’s no better way to learn than from those that have come before. Learning from others, from past mistakes and successes all culminates in making informed decisions when home buying. Because I focus on first time home buyers, those with less-than-perfect...6 Key Things That Help You Qualify for a Mortgage
It’s springtime! And there’s no better time to prepare to buy a house. Rates are still low, although they are creeping up, and there’s plenty of inventory. So you want to pull the trigger on a new home loan. Doing some research ahead of time will set...
Welcome to my Blog!
Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.