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Martin Wilson Realty One Group
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Dave Feldberg
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Kory Jackson
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UNITED TAX SERVICE
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Shawn McElderry
Financial Advisor/CEO
Monarch Wealth & Retirement Strategies
(818) 370-9046 mobile
(855) 529-4015 toll-free
(866) 329-6977 fax
shawn.mcelderry@monarchwealth.com
Why Non-QM Loans Are the Hidden Shortcut for Entrepreneurs Who Want to Buy in 2026
If you’re self-employed, run a business, or earn income from multiple streams, you already know how complicated financial documentation can be, this is where non-qm loans come in. For entrepreneurs in Southern California, some financial goals feel out of reach because...
Why Liquidity Matters More Than Interest Rate for High-Net-Worth Buyers
For many buyers, the instinct is to focus almost entirely on securing the lowest possible mortgage interest rate. While rates matter, high-net worth buyers are increasingly realizing that liquidity often has a far greater impact on long-term wealth than shaving a...
What High-Net-Worth Buyers Are Doing Differently Heading Into Next Year
As the year comes to a close, high-net-worth buyers across Southern California are reassessing how they approach real estate financing. The strategies that worked five or even two years ago no longer align with today’s market realities. Instead of chasing the lowest...
The Biggest Mortgage Mistakes Successful Buyers Made This Year (and How to Avoid Them)
Many of the buyers who struggled most with financing this year weren’t inexperienced or unqualified. They were highly successful professionals, business owners, and high-net-worth individuals. In Southern California’s competitive and complex housing market,...
Why Traditional Mortgage Advice Failed So Many Buyers This Year
If you’re a business owner, investor, or high-income professional looking to buy real estate in Southern California, chances are you heard the same advice over and over this year: “You need stronger W-2 income,” or “Wait until your tax returns look better.” For many...

Kory Jackson
Shawn McElderry