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Can I Qualify for a Mortgage with My Profit and Loss Statement?
A common question amongst self-employed borrowers is: Can I Qualify for a Mortgage with My Profit and Loss Statement? If you're a self-employed business owner, freelancer, or entrepreneur, you've probably already discovered that getting a mortgage isn't always as...
Can I Get a Second Mortgage without Letting Go of My Current Interest Rate?
If you're one of the lucky ones who bought or refinanced when interest rates were in the 2's and 3's, you may be hesitant to tap into your home equity for a second mortgage even if it is a substantial amount. We have some great news! If you have equity you want to...
What are Discount Points, and Should I Buy Some?
Have you hear of discount points? Smart borrowers are looking for ways to maximize their buying power by lowering their interest rates as much as possible. While we know that each of our buyer will have different needs, the best possible interest rate seems to be one...
Can a Cash Flow Investor Loan Help Me Invest in Real Estate Faster?
When it comes to investing in real estate in Southern California, the earlier you can start building your portfolio, the better which is where a cash flow investor comes in. Time is your most powerful tool in investing, but it might feel like time is not on your side...
What are the Interest Rates for a Non-QM Loan?
A non-QM loan can be a dream solution for borrowers ready to buy real estate, for whom a traditional mortgage just isn't the right fit, but many borrowers are worried about interest rates. Maybe you have the assets and income to invest, but your tax returns don't...