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Shawn McElderry
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What are Discount Points, and Should I Buy Some?
Have you hear of discount points? Smart borrowers are looking for ways to maximize their buying power by lowering their interest rates as much as possible. While we know that each of our buyer will have different needs, the best possible interest rate seems to be one...
Can a Cash Flow Investor Loan Help Me Invest in Real Estate Faster?
When it comes to investing in real estate in Southern California, the earlier you can start building your portfolio, the better which is where a cash flow investor comes in. Time is your most powerful tool in investing, but it might feel like time is not on your side...
What are the Interest Rates for a Non-QM Loan?
A non-QM loan can be a dream solution for borrowers ready to buy real estate, for whom a traditional mortgage just isn't the right fit, but many borrowers are worried about interest rates. Maybe you have the assets and income to invest, but your tax returns don't...
Are Non-QM Loans Too High Risk?
When it comes to buying a home or investment property, traditional mortgage loans are often the first stop. But for many buyers—especially self-employed individuals, real estate investors, or those with unique financial situations— a traditional mortgage simply won't...
Bosses Don’t Rent! (How to Be an Owner)
Bosses Don't Rent! (How to Be an Owner) - Whether you're starting a business or already own one and are interested in learning more about a No Ratio mortgage, how it works, and the best way to qualify to buy a home this post is for you! Bosses Don’t Rent! (How to Be...