How to Go From Renting to Owning
Making the Move from Renting to Buying Welcome to the real world. Are you ready to be homeowners? It is a big step to go from renting to owning. There are a lot more responsibilities but you are gaining equity for the future, saving money for yourself and developing a...
Can Your Lender Offer Legal Advice?
You may often find real estate attorneys that are also licensed brokers or agents but you usually won’t find a mortgage officer that is also practicing law. A real estate attorney can conduct a real estate transaction from the purchase and sale agreement to...
Can I Refinance if I’m Self Employed?
The stated income home loans or self-employment home loans are a great option for anyone that is self-employed but I’ve been asked a lot frequently if self-employed individuals can refinance under this type of loan. Sometimes qualifying for a mortgage can be...YOU MAY BE A WINNER! And Other Ridiculous Bank Adverts
I’m sure you’ve gotten them in the mail, those advertisements and marketing ploys that say you may already be a winner or you may already be qualified yada yada. How do they know if you’re a winner or if you’re qualified? Well, they...
What Are Some Low Down Payment Mortgage Options?
For first-time homebuyers or those with not a lot of down payment, you might be looking for options for a mortgage. Are there options that provide either zero or low down payment alternatives? If you can’t come up with a 10% or 20% down payment, as most...VA Loans Extremely Beneficial to Military
One of the biggest concerns for the military now in California is the question of affordability. Some people have bought into the myth that the VA loan limit in California is far less than the median price of a home This thought actually is really just a myth. The...Not as Much Deductions? How the 2018 Law Affects Homeowners
Every year when I do my taxes I can’t wait to add in those itemized deductions. I start off with a large number to pay and slowly whittle that down, but this year, those deductions didn’t get me very far. So what’s going on? 2018 taxes were a little...3 Extremely Important Things You Should Know About the Housing Market
The housing market is always a hot topic, especially if you’re planning on buying or selling. But, it can be a bit confusing to understand what’s really going on out there with home prices, the real estate market, and interest rates. Here are three really...How to Determine Fair Market Value
One of the key questions that potential sellers typically ask an agent is, “What is the market value of my home?” Determining fair market value requires experience, knowledge, and honesty in finding accurate comparable sales. In answering this question, I attempt to...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.