Can I Still Buy a House with Low Income?

Can I Still Buy a House with Low Income?

I love, LOVE talking to people wanting to buy a house, and especially for the first time. I love problem-solving and figuring out solutions that will really work for my clients, and not just immediate but for the future too.  I want all my clients, whether they are...

Is the HERO Program a Good Idea?

The HERO Program is a Property Assessed Clean Energy Program provided by the Federal Government to provide financing for energy-efficient, water efficient, and renewable energy products to home and businesses in approved communities, specifically in California. This...

5 Ways to Tell if a Loan Officer is Ripping You Off

It doesn’t matter what industry you are in, chances are there are scammers in just about every profession. And it’s only getting worse. We really need to keep our feelers up when it comes to scams, hackers, and those just trying to get your money or your...

How Can I Raise My Credit Score Quickly?

If you search for quick fix credit repair on the Internet you’re likely to get thousands of responses but surprisingly, it’s not that quick to actually do the job. I get this question a lot and that’s not surprising at all because most people want to...

Secrets to a Great VA Home Loan

Anyone that has chosen to serve the USA through military services both presently and in the past is usually eligible for a VA loan. This loan is backed by the Veterans Affairs and is specifically reserved for those that have actively served. THANK YOU, BY THE WAY!!...

When Should I Lock in a Mortgage Rate?

When is the right time to lock in a mortgage rate? This is an open-ended question. I’ve had people ask me when the best time is to lock in their rate even the best time of day or the day of the week. But the best time to lock in a mortgage is usually when the...

Can I Buy a House with Poor Credit?

Maybe 2019 is the year you buy a house. That could happen! You’ve been wanting it for some time but you’ve also been struggling with poor credit or a bad credit score. Maybe that poor credit score came from an ex-spouse or someone else that may have...