How to Get Rid of Mortgage Insurance or a 2nd Mortgage
As values have gone up over the past couple of years it might be a good time to look into eliminating your mortgage insurance. If you purchased a home through an FHA loan or other type of mortgage that required mortgage insurance because of a low to zero down payment,...Dog Grooming Contest in Pasadena
You may have recently seen on social media of the pictures or videos of dogs that have been groomed to look like other animals or even other items. At the Creative Grooming Competition at the Groom Expo West, Poodle lovers and all types of dogs participate in the...Tips for Single Women Home Buyers
This is or should not be an uncommon occurrence, but I do have a lot of women that come to me wondering if they really can buy a house by themselves. Of course! No one says you must own property with another person. But, you DO need to be able to afford it on your...How to Buy a House When Your Partner Has Bad Credit
Oh my, you know it. You spouse or partner has racked up too much credit card debt and his or her credit score is in the toilet. But now you want to make the ultimate purchase together and you’re afraid their credit will harm your chances or cause you to get...Getting a Mortgage in 2017? Here’s What You Should Know
Trying to find accurate news and information these days seems like a wild goose chase. You never know who to believe anymore and if you hear something you have to check the source and then crosscheck it with other reputable sources. It really becomes a frustrating...How to Buy a House After a Foreclosure or Short Sale
I have a lot of people ask me similar questions about buying a house after a foreclosure or short sale. However, it’s important to note that just because the waiting period is over doesn’t necessarily mean you will automatically be approved. Credit scores,...How Renters Can Come Up With a Down Payment
Oh, that darn down payment. The reason a lot of people simply cannot buy a house. That down payment is a huge amount to save up for a put down on a house and unfortunately is one of the main reasons many people do not move from renting to buy. Embedded from MGIC...Mortgage Insurance Reductions – More People Can Afford a Home
It’s a great time to refinance, and I’m not just saying that. The proof is in the pudding. Refinances rose 7% in January according to the Mortgage Bankers Association. Mortgage applications increased by 29% the first couple of weeks in January. This is...How Long Does it Take to Increase My Credit Score?
This is a common question. And it all depends on where you’re starting from. If you’ve faced a foreclosure, short sale or bankruptcy in the past 12 months, your credit score probably needs some serious repair, and this can be done, but it will take some...
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Here you’ll find tips, updates on mortgage laws and changes that can affect your loan or approval. Check back often for more great ideas.