by mylenderjackie | Mar 12, 2016 | Loan Approvals
(If your current loan application is with a big bank or inexperienced loan officer) There are a ton of underwriting guidelines that must be met for typical conventional loans. Below are 50 ways your loan can be declined for a mortgage: Trying to buy too much house...
by mylenderjackie | Mar 2, 2016 | Lake Forest
With the nation still struggling out of the Great Recession, California’s overall job and unemployment rating is the 9th highest of all 50 states, at 5.9%. However, this ranking includes inland areas that have been hard hit: 8 of the 10 urban areas in the US with the...
by mylenderjackie | Feb 23, 2016 | Buying
Partner with Jackie at Right Choice Mortgage and find a place to call home The freedom and security that come from owning a home are major reasons to become a homeowner. Putting down roots frees you from rising rent, but it also grants you so much more. As a mortgage...
by mylenderjackie | Feb 20, 2016 | Loan Programs
If you are looking to purchase a new home or refinance in 2016, the news is good! Mortgage Rates are still low. Mortgage rates haven’t moved much in the past few years and have stayed between 3% and 4% for a 30-year fixed-rate mortgage. Steady rates have helped home...
by mylenderjackie | Feb 15, 2016 | Blog
So… It’s a Sunday and your out looking for something to do in Pasadena? We had a friend who was entered in the Creative Grooming Competition at Groom Expo West, so we thought we’d have a look around. As Poodle lovers, we knew we would be in for a...
by mylenderjackie | Feb 12, 2016 | Loan Approvals
10 Commandments when Applying for a Home Loan in California 1. Thou shall not change jobs or become self-employed (The previous 2 years prior to applying is best to be stable at the same job) 2. Thou shall not buy a car, truck or van until “after” you...
by mylenderjackie | Feb 10, 2016 | Lake Forest
Wonder no more. The weather is, in a word, perfect. All of Southern California is known for its mild Mediterranean climate. Daytime highs in the summer average in the mid 70’s and in the winter in the mid 60’s. Even in the winter there are stretches of days in the...
by mylenderjackie | Feb 2, 2016 | Blog
& List of Top 10 Low Cost Improvements that Add BIG Value You sold your house! Or, you are thinking of getting a lower rate and refinancing your current mortgage. You are going to need property appraisal on your home. While the actual 10-12 page report may only...
by mylenderjackie | Jan 26, 2016 | Lake Forest
Educational opportunities are a big factor in many people’s choice of a home town. There are the K-12 schools for one thing, but there also are kids’ sports and extracurricular offerings to consider. On every point, Lake Forest offers just what you may be...
by mylenderjackie | Jan 8, 2016 | Lake Forest
The small city of Lake Forest is bordered on the north by Irvine, and on the south by Mission Viejo. All three of these cities are ranked among the safest cities in the country. True to its name, Lake Forest is home to both lakes and forests—a rarity in Southern...